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With a Sam’s Club Mastercard, you will earn 5% cash back on your gas purchases on the first $6,000 per year. This credit card is for not just for Sam’s Club shoppers and not just for Sam’s Club purchases, so if this offer appeals to you, please continue to read below for more information.
This card is definitely worth opening for Sam’s Club shoppers who pump gas often, but it’s certainly not the most straightforward card out there. If you want to find out more about what this card has to offer and how it may be a good fit for you, continue reading below.
Sam’s Club Mastercard Summary
Bonus Available | Earn Up to 5% Rewards on Eligible Purchases |
Ongoing Rewards/Benefits | Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%) Earn 3% cash back Sam’s Club purchases for Plus members. Club members earn 1% cash back Earn 3% cash back on dining and takeout Earn 1% cash back on other purchases at Sam’s Club |
Foreign Transaction Fees | None |
Annual Fee | None |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score
690 – 850 (Good – Excellent)
PROS
- Higher cash back in certain categories
- No annual fee
- No foreign transaction fee
CONS
- Limit to the amount of cash back each year
- Must buy a Sam’s Club membership to use the card at Sam’s Club
- Small one-time offer, only available for a limited time
Editor’s Alternate Pick
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll earn: • 4X Membership Rewards Points at Restaurants, plus takeout and delivery in the U.S., • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). • 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com. $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms apply. |
Sam’s Club Mastercard Features
Synchrony Bank, which issues the Sam’s Club Mastercard, allows cardholders to manage their Sam’s Club Mastercard account online, making it easy to view statements, pay the bill, and set up account alerts.
Similar to other Mastercards, the Sam’s Club Mastercard provides security features like zero liability for fraudulent purchases and ID theft protection.
Enjoy all of these great card features without having to worry about an annual fee! However, those who want to shop at Sam’s Club must purchase a membership.
Author’s Verdict
For all the Sam’s Club fans out there, this card is for you! The Sam’s Club Mastercard gives a perks and features that allow Sam’s Club members to save money on gas, travel, and shopping expenses. With the card, you can earn up to 5% rewards on eligible purchases.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to explore the Best Credit Cards for Gas Purchases and our list of credit card bonuses.
Alternative Credit Card Options
* Below are some of the top competitors to the Sam’s Club Mastercard to consider.
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
The Platinum Card® from American Express offers 80,000 Membership Rewards points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. This card comes with an annual fee of $695 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. Terms apply. |
The Chase Freedom Unlimited® Card offers: INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months. You'll earn: • 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
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Bankdealguy has partnered with CardRatings for our coverage of credit card products. Bankdealguy and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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