Wheaton Bank & Trust Promotions: $200, $300, $500 Checking, Savings, Business Bonuses [IL]

Find the latest listing of Wheaton Bank & Trust Company promotions, bonuses, and offers here.

Typical offers include their $200, $300, $500 offers.

Update 2/11/25: The checking and savings offers have been extended through 7/31/25.

Wheaton Bank & Trust Company Promotions Review

For more than 25 years, Wintrust Community Banks have invested in, given back to, and gotten to really know our communities and the people living in them. When you bank with a Wintrust Community Bank, you can be confident your money is staying local and going back into the things that matter most to you.

I’ll go over Wheaton Bank & Trust Company offers below.

Wheaton Bank & Trust $500 Checking & Savings Bonus

• What you’ll get: $500 bonus
• Where it’s available: IL (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • To qualify for the $300 checking bonus:
    • Open a new Total Access Checking account
    • Let the know you are aware of this Total Access Checking account bonus offer at account opening
    • Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
  • To earn the additional $200 savings bonus:
    • Open a new Statement Savings account and let them know you are aware of this Statement Savings account bonus offer at account opening
    • Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
    • Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
  • Your bonus will be deposited into your new account within 30 calendar days after the Qualification Period.

(Expires 07/31/2025)

Wheaton Bank & Trust $300 Checking Bonus

• What you’ll get: $300 bonus
• Promotional Link(s):
  • Total Access Checking
    • Alternative link
  • Cubs Checking 
  • White Sox Checking
• Where it’s available: IL
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • Open a new Total Access Checking account
  • Have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
  • Enroll in online banking and active e-statements within the Qualification Period.

(Expires 07/31/2025)

Wheaton Bank & Trust $300 Business Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Where it’s available: IL
• How to earn it:
  • Open a new Entrepreneur Checking account by December 31, 2021
  • Make sure to tell the bank teller you are aware of this Entrepreneur Checking account bonus offer at account opening
  • Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened
  • After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.

(Expires December 31, 2021)

How To Avoid Monthly Fees

• Total Access Checking: No monthly fees for this account
• Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
• Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
• Cubs Checking: No monthly fees for this account
• White Sox Checking: No monthly fees for this account
• Student Checking: No monthly fees for this account
• Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
• Money Smart Checking: No monthly fees for this account
• Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
• Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
• Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained

Author’s Verdict

To summarize, Wheaton Bank & Trust Company has some of the best promotions, bonuses, and offers. If you were already interested in this bank, they offer a variety of banking options so take advantage.

For more current offers, check out our bank bonuses page. Compare Wheaton Bank & Trust Company rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Wheaton Bank & Trust Company promotions here.