US Bank offers a wide variety of account options and features catered to your every banking needs. With over 3,000 branches across 26 states, you are able to take advantage of both a personal and business checking account.
Likewise, Citibank offers unique checking and saving account packages to help you achieve your financial goals. Through over 700 branches spread throughout the US, you will be able to take advantage of account services and features designed specifically for you. So how does US Bank compare to Citibank?
| PROMOTIONAL LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
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| US Bank | Citibank | |
| Locations | Nearly 3,000 branches (Locator) | 700 PNC branches across 13 states. (Locator) |
| ATMs | More than 4,700 ATMs across the country | 2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs. |
| Savings | 3/5 | 3/5 |
| CD | 4/5 | 3/5 |
| Checking | 3/5 | 3/5 |
| Money Market | 3/5 | 4/5 |
| Customer Service | 4.5/5 | 4/5 |
| Mobile App | 4.5/5 | 4.5/5 |
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| Bottom Line | Big national bank with wide array of services and many account options | Large national bank best for high balance customers |
US Bank Promotions
US Bank is currently offering a variety of checking, savings as well as investment accounts to meet your financial needs. Additionally, you will be able to utilize all the account features and benefits associated with your new account.
As an added perk, All US Bank checking accounts offer free online banking, bill pay, and mobile deposits.
US Bank also offers a few other options including:
- Overdraft Protection: You can link up to 3 eligible accounts to help cover overdrafts. If you link a US Bank money market or savings account, funds will be transferred to cover the overdraft without transfer fees. Additionally, you can link a US Bank credit card, a line of credit, or a home equity line of credit. However keep in mind that these options may include a transfer fee and are subject to interest.
- Send money with Zelle: Easily send money to anyone with a U.S. phone number or U.S. email address.
What to Open at US Bank
Keep your eye out on these great US Bank products:
- Promotional CD Special: US Bank offers a CD Special with fairly competitive rates. These CDs usually range from 9 to 59 months and require a minimum $1,000 deposit to open.
- Student Checking: This account has no monthly service fee and no minimum balance requirements for students. Additionally, you get 4 free non-US Bank ATM transactions per cycle and the first set of checks are free.
Citibank Promotions
Citibank is currently offering a variety of checking, savings as well as investment accounts to meet your financial needs. Additionally, you will be able to utilize all the account features and benefits associated with your new account. Citi Checking accounts have reportedly been some of the best for low-fee ATM usage overseas.
One of the better perks is that Citibank accounts can be opened online nationwide. Additionally, all Citibank checking accounts offer free online banking, bill pay, and mobile deposits.
It comes to no surprise that you can earn more money when you have more money. That’s why we recommend Citibank is because they offer tremendous perks, preferred rates, and reward points when they can meet higher balance requirements.
If you can keep enough on deposit to open one of the Citibank Account Packages, you get perks such as:
- Opportunity to earn Citi ThankYou Rewards
- Free checkbook orders (how many free orders depends on which account you have)
- Option to earn interest on checking balance
- No Citi fee when using non-Citi ATMs
- Potential for higher interest rates on savings products
- Waived annual fee for Citi Personal Wealth Management investment account (for Citi Priority and Citigold customers)
Citibank Savings Accounts
Citibank offers traditional savings account and CD offers just like traditional banks. However, rates may vary by state and region, but you can still sign-up online.
- Citi Accelerate Savings earns 1.60% APY. There is no limit on earnings and no minimum opening deposit required to earn this amazing rate.
Conclusion
In conclusion, US Bank and Citibank both offer fantastic features, service and care for their customers. With a range of checking, savings as well as money market options, you will definitely find an account to personalize your banking experience.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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