Check out T-Mobile Money Checking Account to earn 4.00% APY on balances up to $3,000, available nationwide.
Below is all the details you need to earn 4.00% APY on your funds when opening a T-Mobile Money Rewards Checking Account.
Everyone earns 2.50% APY on all balances, that is 50X more than the average U.S. checking account interest rate.
T-Mobile Checking
T-Mobile Money offers customers a fee-free, high interest, and mobile-first checking account. Furthermore, T-Mobile Money is FDIC insured and has no monthly fees, no minimum balance fees, no overdraft fees, no transfer fees, and no late payment fees.
Here’s your opportunity to earn a competitive APY rate on your funds. Open a new account and get started today!
- Rate Offer: 4.00% APY Rate
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: $3,000
- Monthly Fee: None
- Early Termination Fee: None listed
Application Link
T-Mobile Checking: If this account appeals to you and you qualify, apply today!
Account Rates
| Balance | APY |
| $0.00-$3,000 | 4.00% APY |
| $3,000+ | 2.50% APY |
How To Open Account
- Open a T-Mobile Money Checking Account
- Must be enrolled in a qualifying T-Mobile postpaid wireless plan
- Register for perks with your T-Mobile ID
- Make sure to make 20 qualifying purchase before the last business day of the month, per month.
T-Mobile Account Benefits
- Mobile wallet
- Set up Bill Pay with T-Mobile Money
- Mobile check deposits so you can take pictures of your checks and deposit them
- Direct Deposit
- No account fees
- Over 55,000 no-fee ATMs
- FDIC Insured
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Author’s Verdict
This T-Mobile Money Checking account has a competitive APY rate, but it has a low maximum balance meaning that you cannot earn that much from the APY even if you meet the maximum balance. However, if you are looking for an easy bonus, this is for you! Simply be a T-Mobile phone user, open a rewards account, and set up a deposit of at least $200 each month.
Lastly, let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more rewards checking or bank rates!
In addition, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
| PROMOTIONAL LINK | OFFER | REVIEW |
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| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
Customers are finding out after the fact that not all merchants take their card, so the requirement of ten transactions per month is demoralizing.