If you’re looking for a new savings account available nationwide, Spectrum Credit Union MarketEdge Money Market Savings Account is offering you 4.00% APY.
Read on below to learn everything you need to know about Spectrum Credit Union.
About Spectrum Credit Union
Founded in 1973, Spectrum Credit Union is a not-for-profit financial institution devoted to improving its members’ economic situations by offering a secure location to save and borrow at affordable rates, as well as being service-oriented and member-focused.
| Eligibility: Membership in Spectrum Credit Union is open to anyone through joining the Contra Costa County Historical Society ($20 membership fee) or the Navy League of the United States ($25 annual membership fee). Membership is also open to the following: 1) those who live, work, attend school or worship in Russian Hill, Telegraph Hill, North Beach, Potrero Hill, Chinatown, Financial District, Western Addition, Hunters Point, South of Market, The Panhandle, The Mission, Bernal Heights, Bayview, Portola, or Visitacion Valley neighborhoods in San Francisco, California; 2) those who live, work, attend school or worship in Frederick County in Maryland (including Frederick, Emmitsburg, Thurmont, Woodsboro, and other surrounding areas); 3) employees of Charles Schwab & Co. Inc. who work in or are paid from San Francisco, California; 4) non-manual employees of Bechtel Corporation, its wholly-owned subsidiaries, and affiliated companies; 5) U.S. members and employees of Safari Club International or the Project Management Institute; 6) immediate family of current members. See current membership details |
Spectrum Credit Union Money Market Account
Here is your opportunity to earn a competitive rate on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 4.00% APY Rate
- Availability: Nationwide
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Minimum Balance: $2,500
- Maximum Balance: None
- Opening Deposit: None
- Opening Deposit: None
- Monthly Fee: No monthly service fees
- Early Termination Fee: None listed, check with CSR
(NCUA Insured)
Spectrum Credit Union ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
Account Rates
| Balance Requirement | APY Rate |
| Up to $2,499.99 | 0.75% APY |
| $2,500.00 – $9,999.99 | 3.75% APY |
| $10,000.00 – $24,999.99 | 3.75% APY |
| $25,000.00 – $49,999.99 | 3.80% APY |
| $50,000.00 – $99,999.99 | 3.90% APY |
| $100,000.00 – $249,999.99 | 4.00% APY |
| $250,000.00 and above | 4.00% APY |
Spectrum Credit Union Account Benefits
- Compounded Daily and Credited Monthly
- NCUA Insured up to $250,000
- No minimum balance required to open or maintain (balances below $2,500 earn our regular Savings account rate)
- Earn a great rate with only $2,500
- Enjoy features such as online and mobile banking
- Easy access via checks or debit card
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Author’s Verdict
Check out this offer from Spectrum Credit Union and open a MarketEdge Money Market Savings account with an amazing rate!
Take advantage of the services they have to offer along with these savings. Let us know about your experience with this bank and comment below.
In addition to the current rate from Spectrum Credit Union, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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