Available to Arkansas, Illinois, & Missouri residents, Southern Bank is offering you a chance to earn up to 3.01% APY on balances up to $15,000. Below is all the details you need to earn 3.01% APY on your funds when opening a Southern Bank Kasasa Cash Checking Account.
Southern Bank Kasasa Cash Checking Account Summary
- Interest Rate: 3.01% APY
- Maximum Balance: $15,000
- Availability: AR, IL, MO (Branch Locator)
- Expiration Date: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Card Funding: Unknown. Let us know
- Opening Deposit: $100
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- ATM Refunds: Up to $10 per month
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- 3.01% APY on balances up to $15,000, on balances over $15,000 earn 0.15% APY
- 0.10% APY if qualifications aren’t met
- ATM fee refunds nationwide up to $10 monthly (up to $4.99 per transaction)
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay with POP Money
- Free eStatements
- Free mobile banking with mobile deposit
- Free debit card
- Free CardValet
- $100 minimum deposit to open
Application Link
Southern Bank Kasasa Cash Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 3.01% APY:
- Sign up for the Southern Bank Kasasa Cash Checking Account to earn 3.01% APY on balances up to $15,000. In addition, meet the following requirements every month:
- Have at least 12 debit card purchases post and settle
- Be enrolled in eStatements
- Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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