Find the latest Popular Direct CD Rates, Offers, and Promotions here.
They currently offer a 60-month CD with a 0.85% APY Rate when you qualify.
Popular Direct CD Account Summary
Such attractive rates push Popular Direct towards the top of ranks on CD distributors. Moreover, you’ll be able to enjoy flexible and competitive rates on all balance tiers.
- Availability: Nationwide
- CD Length: 60-120 Month Term
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $10,000
- Additional Requirements: None
- Monthly Fee: None listed
- Early Termination Fees: You may face a penalty if you withdraw before the maturity date.
(FDIC Insured)
Term | APY Rate | Minimum Deposit |
3 Month | 0.15% | $10,000 |
6 Month | 0.15% | $10,000 |
1 Year | 0.20% | $10,000 |
18 Month | 0.25% | $10,000 |
2 Year | 0.35% | $10,000 |
3 Year | 0.50% | $10,000 |
4 Year | 0.60% | $10,000 |
5 Year | 0.85% | $10,000 |
Popular Direct CD Account Features
- Competitive Rates
- Interest that Compounds Daily
- A Safety Net – Deposits are Insured by the FDIC
- Automatic Renewals at Maturity
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Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a CD Account, your money will be earning money for you while you sleep by earning you a return on your funds.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rate Offers!
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