Preferred Stock ETFs are exchange-traded funds that allow investors to buy a portfolio of preferred stocks. Keep reading to find out the Pros and Cons of Preferred Stock ETFs. Preferred stocks combines the strengths of bonds with higher interest rates like common stock. However, they are subject to more risk, have less control than a… Read More →
Take advantage of an attractive 1.85% APY rate with a new Earn Bank Money Market Account. Below is all the information you need to earn the rate on your funds when you open the new account today! In addition to the current rate from Earn Bank, you can also take advantage of a range of… Read More →
If you move money around in your accounts frequently, you are at risk for suffering a transaction limit penalty at some point. Savings accounts are an easy place to stash your cash, but a federal rule called Regulation D puts limits on withdrawals. Generally you are limited to just six (6) transfers out of a… Read More →
Terms, such as Payee, are one of many confusing words in a vast word ocean of personal finance. Keep reading to find out what a Payee is. You may have seen this term on checks and money orders. By understanding the term you can be better equipped at writing checks and money orders. What Is A… Read More →
When you deposit money into your account you may ask yourself when will my money be available at your bank? When you make a deposit to your bank account, you may expect to be able to access the money as soon as you deposit it. However, this may not always be the case. In fact,… Read More →
When opening a checking or savings account, making sure that your money is and will continue to be safe. While it is rare bank failure is still a potential threat. The Federal Deposit Insurance Corporation (FDIC) offers insurance to protect consumers against bank failures. Since 1934, the FDIC has never failed to cover an insured… Read More →
A retail bank is a bank that works with consumers, offering basic banking services like checking accounts, savings accounts, loans, and more. Retail customers are members of the general public taking care of personal needs (as opposed to organizations such as governments and businesses that might need more complex services). The main focus is on… Read More →
If you check your bank account and the transactions frequently, there’s a chance that you could see an unauthorized transaction. Chances are, this means your debit card has been stolen or someone has access to your account. When you see this, it is important to act quickly before any other transactions occur. Continue reading to… Read More →
Find all the latest SigFig promotions, bonuses, and offers here. At the moment, you can get your first $10,000 managed for free. SigFig Promotions Review SigFig makes high-quality investment advice accessible and affordable to investors of all economic levels. Using a combination of design, data science, and technology they choose to empower investors with the… Read More →
Banks are financial institutions that are made to ensure the safety of your money. In the case of your bank closing, or any other event, they are insured by another organization, which is the FDIC and NCUA. Be sure to keep reading to learn more about the similarities and differences between the FDIC v NCUA…. Read More →
Check out the latest SogoTrade promotions, bonuses, and offers here. They are currently running a promotion where you can get 100 free trades by opening a new brokerage account meeting the simple requirement SogoTrade Promotions Review SogoTrade, Inc. has served investors since 1986. And although they are known for their innovation and deep-discounted commissions, their… Read More →
Banks offer overdraft services to prevent your checking account from over-drafting and triggering an overdraft fee. An overdraft happens when you write a check or swipe your debit card without having enough money in your account to cover the transaction. When you sign up for overdraft protection, your bank will use a linked backup source that… Read More →
Overdraft protection is a service provided by financial institutions that allows checking account holders to make debit card purchases or pay a check even if they do not have enough money in their account. Keep reading below if you want to learn about Overdraft Protection! What is an Overdraft? An overdraft occurs when you attempt… Read More →
Almost anything can impact the average person’s account balance. The factors can range from age, to the type of family, to your job, so the key to having the best account balance possible is to know what category you fit under. While comparisons sometimes promote unhealthy behavior, knowing what other people do with their money… Read More →
Charles Schwab is bank that focuses on putting their customer first. If you wish to bank with Charles Schwab, continue reading our post below to find out how to find your Charles Schwab routing number and learn more about money transfers. Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it… Read More →
