Cash management accounts and high-yield savings accounts are both great options if you are looking to earn high interest on your cash in the short term. Their APYs usually fall within the range of 1.00-2.00%, which is lower than what can you make over the long term in a retirement or investment account, but much… Read More →
Gateway First Bank CD Rates: 12-Month Term 1.55% APY CD [Many States]
Find the latest Gateway First Bank CD Rates, Offers, and Promotions here. Available to residents nationwide, Gateway First Bank if offering a CD rate for 12-months with 1.55% APY Rates. Gateway First CD Account Summary Open up a new Gateway First CD Account to earn 1.55% APY on your funds. Rate Offer: 12-Month Term 1.55% APY CD… Read More →
Are CDs Safe?
With the current economical trend, locking money up through a CD account is definitely a safe bet. Although this process can seem daunting and intimidating, you will be able to earn some of the best rates available on the market. However, before jumping into a new account and rate, first, we need to understand why… Read More →
What is an Overdraft Fee?
Overdraft fees are charges you receive from your bank or credit union when it covers a payment, electronic transfer or withdrawal you’ve made that exceeds the amount of funds available in your checking account. These fees can really add up in you do not keep track of your finances, but in this fee we will… Read More →
How To Open A Checking Account
Opening a bank account online is quick and easy. It can take just minutes and save you a trip to a bank branch. And if you’re opening an account at an online bank, it may be your only option. The top online banks are FDIC-insured and offer higher rates than typical brick-and-mortar banks, and they often charge… Read More →
CIT Bank 1-Year Certificate of Deposit Account: Earn 1.86% APY CD Rates [Nationwide]
Available nationwide, you can earn 1.86% APY on your funds when you open up a new CIT Bank 1-Year Certificate of Deposit Account! Below is all the information and details you need to open your CIT Bank 1-Year Certificate of Deposit Account to earn 1.86% APY! Editor’s Note: Interested in what more CIT Bank has to offer? If… Read More →
CIT Bank Mobile Banking App Review [Nationwide]
As an online nationwide bank that offers one of the best rates, using the CIT Bank Mobile Banking App is a must. On the go. In the know. CIT Bank Mobile Banking helps keep your busy life and finances moving ahead. There’s no stopping you with these free services that help you manage your money… Read More →
University of Michigan Credit Union $100 Checking Savings Bonus [MI]
Take a look at the most recent University of Michigan Credit Union promotions, bonuses, and offers here. Right now, you can receive a $100 bonus when you open a checking and savings account. University of Michigan Credit Union Promotions Review UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954… Read More →
MIT Federal Credit Union $100 Checking Savings Bonus [MA]
Find the latest MIT Federal Credit Union promotions, bonuses, and offers here. Currently, they are offering a $100 bonus when you open a new checking and savings account and complete the qualifying activities. MIT Federal Credit Union Promotions Review MIT Federal Credit Union is committed to helping their communities not only by providing valuable financial… Read More →
BBVA 12-Month CD Account
Eastern Michigan University Credit Union $100 Checking Savings Bonus [MI]
Take a look at the most recent Eastern Michigan University Credit Union promotions, bonuses, and offers here. Right now, you can receive a $100 bonus when you open a checking and savings account. Eastern Michigan University Credit Union Promotions Review Eastern Michigan University Credit Union is a division of UMCU, the only credit union headquartered… Read More →
Capital One Savor Cash Rewards Credit Card $300 Bonus + Unlimited 4% Cash Back on Dining & Entertainment
This card is now longer available. See our review on the updated card. Introducing the Capital One Savor Cash Rewards Card, this card offers a generous one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening. In addition to that, you earn an unlimited 4% cash back on dining and entertainment… Read More →
Smart Ways to Invest as A Beginner
Saving is the first step to building wealth. But you’ll likely never get rich just from saving. You also need to put your savings to work, which is to say you need to invest. When people talk about investing, stocks are usually what come to mind, but, of course, you can also invest in real… Read More →
The Best Savings Accounts for Kids
Starting a savings account for your kids can be a key starting point for them financially. Not only can it help them get a start their banking future, but can show them the importance of money. Below, you can find out the Best Savings Accounts for Kids Why Kids Need Saving Accounts Establishing the importance… Read More →
What is ChexSystems? Banks & Credit Unions Sensitivity Reports
ChexSystems is a check verification service and consumer credit reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about the use of deposit accounts by consumers and is used by approximately 80% of all financial institutions. It provides information regarding new account openings and reveals the following red flags:… Read More →
