Available to the residents of Florida, Optimum Bank is offering you 2.60% APY on your funds for opening a new Optimum Bank Personal Money Market Account. Below is all the information you need to earn 2.60% APY Rate on your funds when you open an Optimum Bank Personal Money Market Account.
In addition to the current rate from Optimum Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Editor’s Note: This promotion is only available if you go in to one of the 3 local branches: Plantation, Fort Lauderdale, or Deerfield Branch.
Optimum Bank Money Market Account Summary
Here is your opportunity to earn a an interest rate of 2.60% APY on your funds. Open a new account and get started today!
- Bonus Offer: 2.60% APY Rate
- Availability: FL (In-branch Only)
- Expiration: None listed
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: Unknown
- Opening Deposit Requirement: $1,000
- Direct Deposit Requirement: None
- Monthly Service Fee: $20; see below on how to waive the fee
- Early Termination Fees: None listed
- Promo Code(s): None
Application Link
Optimum Bank Personal Money Market Account: Here is a link for the 2.60% APY Rate however, this promotion is only available in branch. Consider opening an account at one of the local branches to receive an interest rate of 2.60% APY Rate on your funds. Apply today!
Account Features
- $1,000 minimum daily balance to earn interest
- $1,000 average daily balance or Direct Deposit to avoid the $20 monthly maintenance fee
- Interest rate tiered by account balance
- FREE Mobile Banking with mobile deposit
- Interest is compounded daily, credited monthly
- FREE Online Bill Pay and eStatements with check images
Account Requirements
Simply open a new Optimum Bank Personal Money Market Account at a local branch and start earning the 2.60% APY Rate!
Account Rates
| Balance | APY Rate |
| $1,000 and above | 2.60% APY |
Avoid Monthly Fees
- Optimum Personal Money Market Account: There is no monthly maintenance fee with a minimum $1,000 average daily collected balance; otherwise, the fee is $20.00 per month
Author’s Verdict
If you’re thinking about opening a new savings account then consider opening Optimum Bank Personal Money Market Account at a local branchfor an amazing return rate of 2.60% APY.
If you know of any account similar to this or better, please let us know by commenting below! We’ll be sure to give you credit! Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
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