New York Community Bank Promotions: $250, $350 Checking Bonuses (AZ, FL, MI, NJ, NY, OH)

Find the latest New York Community Bank promotions, bonuses, and offers here.

Offers include a $250 or $350 personal checking offers.

New York Community Bank Promotions Review

New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York with regional headquarters in Troy, Michigan. At March 31, 2023, the Company had $123.8 billion of assets, $83.3 billion of loans, deposits of $84.8 billion, and total stockholders’ equity of $10.8 billion.

Flagstar Bank, N.A. operates 435 branches, including strong footholds in the Northeast and Midwest and exposure to high growth markets in the Southeast and West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators.

I’ll go over New York Community Bank offers below.

New York Community Bank $350 Checking Bonus

• What you’ll get: $250 or $350 bonus
• Availability: AZ, FL, MI, NJ, NY, OH (Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: $2-$6; see below
• How to earn it:
  • Open a My Community Free Checking account with $1 or more or a My Community Interest Checking account with $100 or more.
    • Earn a $250 cash bonus with the My Community Free Checking
    • Earn a $350 cash bonus with the My Community Interest Checking
  • Maintain an average daily balance of $500 or more for the first 90 days. AND
  • Have one or more direct deposits (ACH credits) totaling $500 or more in the first 90 days.
  • You will receive a bonus credit in your new account 91 – 104 days after the account’s initial funding.

(Expires 12/30/2023)

How to Avoid Monthly Fee

• My Community Basic Checking: $2.00 monthly maintenance fee
• My Community Free Checking: No monthly fee when enrolled for e-Statements
• My Community Interest Checking: $6.00 monthly fee when daily balance is below $500.00
• My Community 50+ Checking: $5.00 monthly fee when daily balance is below $1,000.00
• Business Solutions Checking: $15.00 monthly fee with balance* between $0 – $999.99
  • 10.00 with monthly fee with balance between $1,000.00 – $2,999.99
  • $0 with balance of $3,000 or $10,000 combined in eligible linked accounts
• Business Solutions Checking with Interest: $15.00 monthly fee with balance* between $0 – $999.99
  • 10.00 with monthly fee with balance between $1,000.00 – $2,999.99
  • $0 with balance of $3,000; or $15,000 combined in eligible linked accounts
• Business Solutions Analysis Checking: $25 monthly fee can be offset with an earnings credit
  • The earnings credit is applied to the average collected balance (less 10% reserve requirement) and is applied towards offsetting the account’s monthly transaction fees​.
• Business Solutions Analysis Checking with Interest: $25 monthly fee can be offset with an earnings credit
  • The earnings credit is applied to the average balance (less 10% reserve requirement) and is applied towards offsetting the account’s monthly transaction fees​.

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare New York Community Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.