Available nationwide, MemoryBank is offering you a chance to earn up to 1.60% APY on balances up to $250,000. Below is all the details you need to earn 1.60% APY on your funds when opening a MemoryBank EarnMore Checking Account.
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
MemoryBank EarnMore Checking Account Summary
- Interest Rate: 1.60% APY
- Maximum Balance: $250,000
- Availability: Nationwide (ATM Locator)
- Expiration Date: None
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $500
- Opening Deposit: $50
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- ATM Refunds: Not listed
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- Earn 1.60% APY (30X the national average) on balances up to $250,000
- Balances $250,000+ earns 0.05%
- Access to over 85,000 surcharge-free ATMs** with your MemoryBank MasterCard® debit card.
- 24/7 online banking with no monthly maintenance fees4.
- MemoryAlert balance and activity notifications, configured when and how you want them.
- Live customer support through online chat, phone and email.
- $50 Minimum Opening Deposit Requirement
Application Link
MemoryBank EarnMore Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 1.60% APY:
- Sign up for the MemoryBank EarnMore Checking Account to earn 1.60% APY on balances up to $250,000. In addition, meet the following requirements every month:
- Receive at least 1 electronic deposit such as payroll, transfers from other financial institutions, or even Popmoney.
- Use your debit card for at least 5 in-person or online purchases that post and settle during the statement cycle
- Get your statements online.
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Savings Rates.
 The Amazon Business American Express Card offers a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card. You'll earn: • Take advantage of 3% Back and benefit your bottom line or 60 day no-interest terms to free up your cash flow on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market. Earn 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter • 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers • 1% Back On other purchases You choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement. This card has No Annual Fee¤ and no foreign transaction fee. (See Rates & Fees) Terms Apply. |
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