Macatawa Bank Promotions: $50, $100, $200 Checking Offers [MI]

Learn more about Macatawa Bank promotions, bonuses, and offers here.

They are offering up to a $200 checking bonus when you open a new checking account and complete simple requirements. In addition, they also have a $50 referral bonus.

Macatawa Bank Promotions Review

Macatawa Bank opened its doors in 1997 and has since grown to 29 branches and 400 employees to better serve Western Michigan. Their mission is to be the best community bank in every community we serve and through every delivery channel we offer.

I’ll go over Macatawa Bank offers below.

Macatawa Bank $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: MI (Workplace Rewards Only) (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • In order to qualify for the one-time $200 bonus payment and $10 monthly service charge waiver you must maintain a minimum $500 monthly cumulative recurring automatic direct deposit.
  • You must be enrolled by the 2nd statement cycle.
  • The $200 cash bonus will be credited to the new personal checking account after the 3rd statement cycle.
  • Bonus will be added as interest on your year-end statement of earnings.
  • $25 minimum account opening balance required at account opening to qualify.

(Limited time offer)

Macatawa Bank $50 Referral Bonus

• What you’ll get: $50 bonus
• Where it’s available: MI
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • First, request your own referral code by filling in your information in the link.
  • Next, share the link to friends and family members.
  • Now, when your referral uses your code to open a personal checking account, you will earn a $50 bonus.
  • Additionally, a $25 minimum opening deposit is required for your referral but Macatawa Bank will match the opening deposit up to $25.
  • Lastly, your referral can earn another $75 by signing up for a debit card and using it 10 times within the first 60 days of signing up.

(Expires 12/31/2023)

How to Avoid Monthly Fees

• Rewards Checking: $5, waive $500 daily balance or $2,500 relationship balance, eStatement enrollment, Age 23 or younger (Young Adults) or age 60 or better (Seniors)
• Interest Rewards Checking: $10, waive with Maintain a $1,000 daily balance or $5,000 relationship balance
• Business Basic Checking: None
• Business Access Checking: $7, waive with $2,500 average available minimum balance requirement per statement cycle
• Business Access Plus Checking: $15, waive with $10,000 average available minimum balance requirement per statement cycle
• Business Advantage Checking: $60, waive with $15,000 average available minimum balance requirement per statement cycle
• Nonprofit Access Checking: None
• Nonprofit Advantage Checking: $25,000 average available minimum balance requirement per statement cycle to waive monthly fee
• Nonprofit Analysis Checking: Yes, per item
• Nonprofit Interest Analysis Checking: Yes, per item
• Nonprofit Net Analysis Checking: Yes, per item
• Business Analysis Checking: Yes, per item
• Business Interest Analysis Checking: Yes, per item
• Business Net Analysis Checking: Yes, per item

Author’s Verdict

The requirements for this bonus are rather simple, so I recommend checking it out if you want to earn some extra cash. If you have a location near you, open this checking account at Macatawa Bank while the promotion lasts.

For more current offers, check out our bank bonuses page. Compare Macatawa Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Macatawa Bank promotions here.