Lake Shore Savings $100 Checking Bonus [NY]

Find an updated list of Lake Shore Savings promotions, bonuses, and offers here.

Currently, you can take advantage of a $100 bonus when you open a Checking Account and meet all the requirements.

Lake Shore Savings Promotions Review

• Bonus Link:
  • $100 Checking Bonus
• Account Type:LS Ultimate or LS Plus checking account
• Availability: NY
• Branches: 10 Branches (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee:Loss of bonus if closed within 6 months

For more current offers, check out our bank bonuses page. Compare Lake Shore Savings rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over Lake Shore Savings offers below.

Lake Shore Savings $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: NY
• How to earn it:
  • Open a new LS Ultimate or LS Plus checking account and receive bonus of $100 when you meet the following requirements:
    • Establish a direct deposit within 60 days of account opening
    • Set up Online Banking with electronic account statement, Mobiliti mobile banking service and Notifi alerts services
• When it expires: Offer expires 11/30/2019

(Expires November 30, 2019)

Lake Shore Savings Bank Checking Options

Lake Shore Savings Bank offers several options for their checking accounts. However, keep in mind that not every account will qualify for the bonus above. Furthermore, meeting all the promotion requirements doesn’t entirely waive the monthly service fee for the LS Ultimate account thus taking value away from the offer.

• LS Ultimate: $8 monthly service fee is you do not maintain a $1,000 minimum account balance, mobile and online banking, bill pay, debit card, E-Statement, local discounts, cell phone protection, identity theft protection, roadside assistance, travel accidental death coverage, health savings, earns interest, preferred rates on CD’s, free ATM’s.
• LS Plus: $6 monthly service fee, mobile and online banking, bill pay, debit card, E-Statement, local discounts, cell phone protection, identity theft protection, roadside assistance, travel accidental death coverage, health savings, preferred rates on CD’s, free ATM’s.
• Simply LS: $7 monthly service fee if you do not meet the $100 balance requirement or have a direct deposit, mobile and online banking, bill pay, debit card, E-Statement, limited local discounts.

Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

Lake Shore Savings Bank Savings Options

Similar to most banks, Lake Shore Savings offers various options to keep your money safe and earn interest at the same time.

• Money Market Savings: Earn interest on as little as $10, tiered interest rates, unlimited deposits allowed, online and mobile banking, E-Statements, 6 withdrawals per month without receiving penalties.
• Regular Savings: $4 monthly service fee if you do not meet the $100 minimum balance requirement, interest compounded daily, unlimited deposits and withdrawals, E-Statements, ATM card, $10 minimum opening deposit.
• Christmas Club Account: $10 minimum opening deposit, maximum account balance of $7,500, no balance requirement, higher interest rate than regular savings, deposits accepted year-wide, each October, your club fund are mailed to you or can be directly deposited into another account, no other withdrawals allowed.
• CD’s: Terms from 3 months to 60 months, $500 minimum opening deposit, fixed rate and variable rate options, early withdrawal penalties.
• IRA’s: CD and Money Market option, tax advantages, mandatory distributions required beginning at the age of 70 1/2. Alternatively, save-up for a school and receive tax benefits. $500 minimum opening deposit for CD, $10 for Money Market, $10,000 for the Ultimate Money Market Savings Account.
• Health Savings Account: Interest-bearing and fee-free, online and mobile banking, check book, free debit card, no balance requirements, monthly statements available,

Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

Lake Shore Savings Bank is one of the most unique banks I’ve ever reviewed. That is because they offer a wide variety of additional features along with traditional benefits. To conclude, I would definitely recommend you join and apply for the bank promotion.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Lake Shore Savings promotions here.

Huntington Bank Bonuses & Promotions: $100, $400, $1,000 Checking Offers 2025

Chase Coupon Codes 2025 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

Discover Bank Promotions: $150/$200 Savings Bonus, $360 Cashback Debit Bonus, Up to 4.10% APY for 2025

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