Available to New Jersey and New York residents, Kearny Bank is offering you a chance to earn up to 3.05% APY on balances up to $25,000. Below is all the details you need to earn 3.05% APY on your funds when opening a Kearny Bank High Yield Checking Account.
Kearny Bank High Yield Checking Account Summary
- Interest Rate: 3.05% APY
- Maximum Balance: $25,000
- Availability: NJ, NY (Branch Locator)
- Expiration Date: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Card Funding: Unknown. Let us know
- Opening Deposit: $50
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- ATM Refunds: Unlimited
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- Receive 3.05% APY on balances up to 25,000
- Balances over $25,000 earn 0.25% interest rate on portion of balance over $25,000, resulting in 3.05% – 0.25% APY depending on the balance
- There is no minimum balance requirement
- No monthly fee
- Receive unlimited monthly nationwide ATM fee refunds.
- $50 deposit to open
Application Link
Kearny Bank High Yield Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 3.05% APY:
- Sign up for the Kearny Bank High Yield Checking Account to earn 3.05% APY on balances up to $25,000. In addition, meet the following requirements every month:
- Make 10 debit card purchases
- Sign up to receive eStatements and
- Have at least one direct deposit or automatic payment post and clear your account
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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