Earn a $300 bonus when you open a personal checking account with Hanmi Bank.
To qualify for the bonus, simply open a new Personal Regular Checking and complete the following requirements:
- Maintain 3 month average balance of $20,000 or above
- Enroll in e-Statement
- Conduct minimum of one (1) ACH debit/credit or fiver (5) POS debit card purchase
- Maintain a 3-month average balance of $20,000 or more for the first three (3) months
Hanmi Bank $300 Checking Bonus
You can earn a $300 bonus from Hanmi Bank when you open a personal checking account with no direct deposit requirement.
- Account Type: Personal checking Account
- Availability: CA, IL, NJ, NY, TX, VA, In-Branch
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Not Sensitive
- Opening Deposit: Varies
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: $6-$7
- Household Limit: None listed
- Closing Account Fee: Keep account open for at least six months, or bonus will forfeit
(Offer expires July 31, 2022)
Fine Print
- Promotion offer is valid for a new Personal Regular Checking account opened from April 25, 2022 to July 31, 2022. Only one (1) account is allowed per customer.
- To qualify for the offer, you must be a new checking customer, must open a qualifying personal regular checking account with new money. A new checking customer is defined as a customer who has not had any existing personal checking account with Hanmi Bank within the past 180 days from the date of the account opening.
- New money is defined as funds that are not held at Hanmi Bank.
- You must also enroll in e-Statement within 30 days after account opening, must conduct minimum of one (1) ACH debit/credit or five (5) POS debit card purchase during each of the first three (3) months, and must maintain a 3-month average balance of $20,000 or more for the first three (3) months.
- The cash bonus is determined based on a 3-month average daily balance on the account opened for the first full 3-months. Starting date for the 3-month period will be the first date of the new month after the account is opened; if the account is opened on the first day of a new month, that date will be the first date of the average balance calculation period.
- Cash bonus will be paid to your new checking account within 60 days after a qualifying account has been opened for six (6) months.
- You must provide a valid U.S. Taxpayer Identification Number (W-9) or a valid foreign taxpayer identification number (W-8BEN) as applicable.
- Cash bonus will be considered interest and will be reported on a 1099-INT or 1042-S, as applicable.
- You are responsible for any applicable taxes and consulting a tax advisor. Please see account disclosure for further details. The checking account disclosure can be obtained from Hanmi Bank branches.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
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Author’s Verdict
Be sure to check out our latest Hanmi Bank Promotions if you’re liking bonuses like this.
For more current offers, check out our bank bonuses page. Compare Hanmi Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
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