Take a look at the most recent Gulf Coast Educators Federal Credit Union promotions, bonuses, and offers here.
They are currently offering a $150 cash bonus when you open a new checking account and meet certain requirements.
Gulf Coast Educators FCU Promotions Review
Like all credit unions, Gulf Coast Federal Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. When you join the Credit Union, you will enjoy the many advantages of doing business with a people-oriented, member-owned, financial organization.
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- Bonus Links:
- $150 Checking Bonus (No expiration date)
- Account Type: Checking Account
- Availability: TX
- Branches: 4 (Bank Locator)
- Credit Inquiry: Soft or Hard Pull? Let us know!
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown
- Early Termination Fee: None listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare Gulf Coast Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
I’ll go over Gulf Coast Federal Credit Union offers below.
Gulf Coast Federal Credit Union $150 Checking Bonus
- What you’ll get: $150 bonus
- Where it’s available: TX
- How to earn it:
- Open a new consumer (non– commercial) share draft (checking account).
- Establish a qualifying payroll deposit of $250 or more within 90 days of account opening.
- Activate and make 15 signature or PIN purchases with debit card within 90 days of account opening
- When it expires: No expiration date
(No expiration date)
Gulf Coast Federal Credit Union offers two checking account plans to fit your needs. Both include features such as ATM cards, 24-hour account access to your account through Personal Link and Call-24, direct deposit and a MASTERCARD® Check Card.
Checking Account Bonuses
Gulf Coast Federal Credit Union offers cash bonuses for new checking customers from time to time. When you open a new qualifying checking account and meet the requirements, you can receive a generous bonus. Additionally, you can gain access to many great features.
Special Checking Account Features
All Gulf Coast Federal Credit Union checking accounts come with these features.
- ATM Locations: No-fee credit union ATMs at several locations and ATM services via Accel® systems
- Personal Link: Account access through Personal Link, our online banking system and Call-24, our 24-hour telephone response system
- Overdraft Protection: Avoid the expense and inconvenience of overdrafts with overdraft protection from the Gulf Coast Federal Credit Union.
What to Open at Gulf Coast Federal Credit Union
Keep your eye out for these great Gulf Coast Federal Credit Union products:
- Basic Share Draft Account: Offers no monthly service fees and no minimum balance
- Power Package Share Draft Account: It gives you the power to use your money like you want when you want. When you add it all up, the Power Package is the most power-packed share draft (checking) account offering the most money-saving benefits for a low monthly fee of $5.00.
Gulf Coast Federal Credit Union Checking Alternatives
![]() With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
How to Avoid Gulf Coast Federal Credit Union Checking Account Fees
- Basic Share Draft Account: No monthly service fees
- Power Package Share Draft Account: $5 monthly fee, contact CSR to find out how to waive
Savings Account Offers
- Savings Account: When you become a member of the credit union a savings account is opened in your name. Dividends paid monthly on average daily balance of $25.00 or more.
- Savings Certificates: You can open a Term Share Certificate with a minimum balance of $500. Certificates are available with terms of 6 months to 36 months.
- Money Market Account: You can open a Gulf Coast Federal Credit Union Money Market Account with a minimum deposit of $10,000.
Gulf Coast Federal Credit Union Savings Alternatives
![]() Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
![]() • Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
![]() • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
If you have a location near you, I recommend checking out this bonus at Gulf Coast Federal Credit Union for a rather simple way to earn some extra cash. However, be sure to check with a CSR to find out if it triggers a hard or soft pull and whether or not you can waive the monthly fee on the Power Package Share Draft Account.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Gulf Coast Federal Credit Union promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
KeyBank Key Smart Checking® | $300 Cash | Review |
Truist One Checking | $400 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
Chase High School CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $325 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $400 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Axos Bank Business Premium Savings | $375 Cash | Review |
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