First Progress Mastercard Secured Credit Cards Review

First Progress offers three secured credit cards:

• First Progress Platinum Elite Mastercard® Secured
• First Progress Platinum Select Mastercard® Secured
• the First Progress Platinum Prestige Mastercard® Secured Credit Card

All three are designed to help people who have bad or no credit to build or rebuild their credit score through a positive credit history. For all First Progress cards, you must make a minimum deposit of at least $200 with a maximum deposit of $2,000 to act as your credit line.

These cards regularly reports to all three credit bureaus; with responsible credit usage and on-time payments this card could either make or break your credit, so responsible usage is emphasized.

The First Progress cards are known for having an exceptionally low APR, so if this is important to you, check them out. If you’re wondering whether First Progress Mastercard Secured Credit Cards are the right cards for you, continue reading below to learn about its fees and features.

First Progress Mastercard Secured Cards Summary

First Progress Mastercard Secured Cards Fees

The fees for each card will differ depending on what you want from them and what you use it for. For more details on this, take a look at our table above. First Progress’ secured cards doesn’t have a minimum credit score or credit history needed in order to get these cards.

Keep in mind that for each card, an initial refundable security deposit must be made, which can be between $200 and $2,000. This deposit will also act as your credit line, so you can use only however much you put in.

Pay off those small purchases on time and in full each month, and your credit score should start to rise. Make sure that you pay your balance in full each month, which will also help to improve your credit score.

First Progress Mastercard Secured Cards’ Features

• No negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
• No credit history or minimum credit score required for approval**
• Receive your card faster with optional Expedited Processing
• Monthly reporting to all 3 major credit bureaus to establish credit history
• Full-featured Platinum Mastercard, accepted for car rentals, hotels, and millions of other locations worldwide.
• Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application

Bottom Line

First Progress Mastercard Secured Credit Cards are full featured credit cards that reports to all three major credit bureaus every month to help you establish or re-establish your credit history. For more credit cards options, see our latest list of other best credit card bonuses!