Take a look at the most recent Eastern Michigan University Credit Union promotions, bonuses, and offers here.
Right now, you can receive a $100 bonus when you open a checking and savings account.
Eastern Michigan University Credit Union Promotions Review
Eastern Michigan University Credit Union is a division of UMCU, the only credit union headquartered in Ann Arbor, Michigan. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint area, UMCU serves the financial needs of the University of Michigan, Eastern Michigan University, Washtenaw Community College and nearby communities.
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- Bonus Links:
- Account Type: Checking, Savings
- Availability: MI
- Branches: 9 (Branch Locator)
- Credit Inquiry: Soft Pull and Hard Pull? Let us know
- Direct Deposit Requirement: $100 within 60 days
- Credit Card Funding: Unknown, please let us know
- Early Termination Fee: None listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare Eastern Michigan University Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Eastern Michigan University Credit Union offers below.
Eastern Michigan University Credit Union $100 Checking Savings Bonus
- What you’ll get: $100 bonus
- Where it’s available: MI
- How to earn it:
- Open a savings account and basic checking account
- Use your debit card 10 times in the first 60 days
- When it expires: 03/31/2020
(Expires March 31, 2020)
At EMUCU, they’re fully committed to helping improve the financial health of our members. They take pride in offering high-value deposit accounts and competitively-priced loans for homes, autos and other important purchases in your life.
Checking Account Bonuses
Eastern Michigan University Credit Union offers cash bonuses for new checking customers from time to time. When you open a new qualifying checking account and meet the requirements, you can receive a generous bonus. Additionally, you can gain access to many great features.
Special Checking Account Features
All Eastern Michigan University Credit Union checking accounts come with these features.
- Courtesy Pay: Courtesy pay is an additional service provided to members to use in case of an emergency. This can be used when writing a check, authorizing an ACH transaction or using your debit card. If funds are not available for any reason, Courtesy Pay will cover your purchase.
- Overdraft Protection: Sometimes the unexpected happens, and UMCU’s Overdraft Protection can help you manage those moments and gain peace of mind. This service will automatically transfer funds from your UMCU savings if there’s not enough funds in your checking account to support an upcoming transaction.
What to Open at Eastern Michigan University Credit Union
Keep your eye out for these great Eastern Michigan University Credit Union products:
- Basic Checking: It’s the perfect account for Eastern Michigan Eagles and fans. It’s all the basics and a lot more.
- Interest Checking: It’s a full-service checking account with an extra advantage. You’ll make the most out of every dollar when you earn interest on your deposits.
Eastern Michigan University Credit Union Checking Alternatives
Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus CheckingSM
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
 With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
How to Avoid Eastern Michigan University Credit Union Checking Account Fees
- Basic Checking: There are no monthly fees
- Interest Checking: $8.00 if balance falls below $500
Savings Account Offers
- Share Savings: Earn dividends on deposits with the account that give you part ownership in EMUCU.
- Money Market Savings: Earn dividends on deposits as long as you have a balance of at least $2,000.
- Certificates: You’ll earn exceptional returns whether you choose to invest for 6 months or 5 years.
- Holiday Savings: Regular deposits plus dividend payments will help you afford a little extra during the holiday season.
- IRA: Save for your golden years while taking advantage of a wide range of potential tax advantages.
Eastern Michigan University Credit Union Savings Alternatives
Discover Online SavingsChase SavingsSMDiscover CDsDiscover Money Market
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
Consider this Eastern Michigan University Credit Union $100 Checking Bonus if you live near the Carpenter Road branch. However, if you do not live near here, then I would not consider this bonus. But, if you are interested, the requirements for this bonus are fairly simple in that of only a direct deposit.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Eastern Michigan University Credit Union promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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