Find all CommunityAmerica Credit Union promotions, bonuses, and offers here.
Currently, you can earn up to a $25, $150, $200, $400 bonuses when you meet all the requirements.
CommunityAmerica Credit Union Promotions Review
CommunityAmerica Credit Union is headquartered in Lenexa, Kansas and was established 1940. Since then they have grown to 30 locations, offer money market rates that are 3X the national average, and they have an A health rating.
Eligibility: Membership in CommunityAmerica Credit Union is open to those who live or work in Jackson, Platte, Clay, Johnson, Douglas, Jefferson, Miami, Leavenworth, Shawnee, Wyandotte, or St. Louis County. Membership is also open to employees of the cities of Bathany, Cameron, or Hannibal and over 150 Select Employer Groups. See current membership details |
I’ll go over CommunityAmerica Credit Union offers below.
CommunityAmerica Credit Union $400 Checking Bonus
- What you’ll get: $400 Bonus
- Where it’s available: KS, MO (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- Monthly Fees: $0
- Early Termination Fees: Unknown
- How to earn it:
- To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows:
- (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri.
- (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and
- (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
(Limited time offer)
U.S. Bank Smartly® Checking ($700 Bonus) | Chase Total Checking ($300 Bonus) |
Truist Checking ($400 bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Momentum® Checking ($200 Bonus) | SoFi Checking and Savings Account ($325 Bonus) |
Fine Print
- Qualifications to Receive $400: To receive the $400 credit, you must first meet CommunityAmerica Credit Union membership eligibility requirements.
- Other qualifications are as follows: (1) Eligible to the first 500 members that live in the St. Louis Metropolitan Area. Living in the St. Louis Metropolitan Area is defined as living in the following counties: Bond, Calhoun, Clinton, Jersey, Macoupin, Madison, Monroe, and St. Clair in Illinois; and Franklin, Jefferson, Lincoln, St. Charles, Warren, St. Louis County and St. Louis City in Missouri. (2) Open a new Cashback Free Checking or Chiefs Checking account, starting 4/1/2023 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or CashBack Free Checking accounts that have closed within the past six months do not qualify), and (3) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $400 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Other requirements do apply.
- Limit one $400 credit per Checking account and per member.
- Offers subject to change without notice and cannot be combined with any other offer.
- The credit(s) may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $200 Checking Bonus
- What you’ll get: $200 Bonus
- Where it’s available: KS, MO (Branch Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull
- Monthly Fees: $0
- Early Termination Fees: Unknown
- How to earn it:
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and
- (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and
- (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and
(Expires 03/10/2024)
U.S. Bank Smartly® Checking ($700 Bonus) | Chase Total Checking ($300 Bonus) |
Truist Checking ($400 bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Momentum® Checking ($200 Bonus) | SoFi Checking and Savings Account ($325 Bonus) |
Fine Print
- Chiefs Checking Promotion.
- To receive the $200 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) open a new Chiefs Checking account between 9/1/2023 – 3/10/2024 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and (2) within 60 days of account opening set up a recurring monthly direct deposit of at least $250, not aggregated.
- Applications are subject to credit approval.
- A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account.
- Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
- Within 60 days of meeting qualification requirements, a $200 credit will be posted into the primary account owner’s membership savings account.
- The account must be open and in good standing at the time of payout to qualify for the credit.
- Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
- Limit one $200 credit per account and per member.
- Offer subject to change without notice and cannot be combined with any other offer.
- The credit may be reported as income on IRS Form 1099-MISC.
CommunityAmerica Credit Union $150 Checking Savings Bonus
- What you’ll get: $150 Bonus
- Where it’s available: KS, MO
- How to earn it:
- Earn $100: Open a new Cashback Free Checking or Chiefs Checking AND complete the following requirements:
- Activate direct deposit
- Maintain the qualifications for cash back requirements for 31 consecutive day
- Earn $50: Open a new High Interest Savings AND complete the following activities:
- Reach a balance of $1,000 within 60 days of account opening
- Maintain the qualifications for cash back requirements for 31 consecutive days
- Earn $100: Open a new Cashback Free Checking or Chiefs Checking AND complete the following requirements:
- When it expires: None Listed
(Limited time offer)
U.S. Bank Smartly® Checking ($700 Bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Preferred Checking ($200 Bonus) | Truist Checking ($400 bonus) |
CommunityAmerica Credit Union $200 Checking Bonus (At Work Program)
- What you’ll get: $200 Bonus
- Where it’s available: KS, MO
- How to earn it:
- Open a Chiefs Checking or Cashback Free Checking account with the promo code BMC
- Have a monthly direct deposit of at least $250 posted to the new checking account within 60 days of account opening
- The $200 bonus will be deposited into primary savings account within 30 days of meeting qualifications
(Offer expires 12/31/2023)
U.S. Bank Smartly® Checking ($700 Bonus) | Chase Total Checking ($300 Bonus) |
Truist Checking ($400 bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Momentum® Checking ($200 Bonus) | SoFi Checking and Savings Account ($325 Bonus) |
CommunityAmerica Credit Union $25 Referral Bonus
- What you’ll get:
- Referrer earns $25 bonus
- Referee / Person Being Referred earns $25 bonus
- Where it’s available: KS, MO
- How to earn it:
- Refer a friend or family member to join CommunityAmerica and open a new checking account AND
- Complete 15 or more transactions within the first 60 days of account opening
- When it expires: None Listed
(Limited time offer)
How to Avoid Monthly Fees
- Chiefs Checking: None
- Cashback Free Checking: None
- Free Checking: None
- Student Checking: None
- Small Business Checking: None
- Business Growth Checking: None
- Analyzed Checking: You can use deposit balances to offset fees
Author’s Verdict
While this promotion gives you a chance to earn the bonus by skipping the tedious direct deposit requirement, opening accounts at CommunityAmerica Credit Union will harm your credit score.
We thank our loyal readers for informing us about this. If you have any experience with CommunityAmerica Credit Union leave us a comment below.
For more current offers, check out our bank bonuses page. Compare CommunityAmerica Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $300 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $200 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
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