Find an updated list of Citizens Bank & Trust Checking promotions, bonuses, and offers here.
Currently, you can take advantage of a $100 bonus when you open a Checking Account and meet all the requirements.
Citizens Bank & Trust Promotions Review
- Bonus Link:
- $100 Checking Bonus (Link 1)
- Account Type: Personal Checking Account
- Availability: FL
- Branches: 50 Branches (Bank Locator)
- Credit Inquiry: Yes
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown
- Early Termination Fee: None Listed
For more current offers, check out our bank bonuses page. Compare Citizens Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Citizens Bank & Trust offers below.
Citizens Bank & Trust $100 Checking Bonus
- What you’ll get: $100 bonus
- Where it’s available: FL (South Lakeland Branch)
- How to earn it:
- Open a new CB&T Consumer Secure Checking Account.
- Complete the minimum $50 opening deposit.
- Keep the account open and in good standing.
- When it expires: No expiration date
(No expiration date)
Editor’s Note: You can earn additional $100 bonuses for a total up to $500 for each account, loan and credit card associated with the additional offers must meet the criteria outlined for each specific offer and remain active and in good standing during the Promotional Period.
Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($200 Bonus), HSBC Advanced Checking ($200 Bonus), Huntington Asterisk-Free Checking® ($150 Bonus), Huntington 5 Checking ($200 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.
Citizens Bank & Trust has served the financial needs of their neighbors for over 100 years and are dedicated to moving customers toward their greatest goals.
Checking Account Bonuses
Citizens Bank & Trust offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses. These promotion provide fantastic accounts with great services and features.
As an added perk, All Citizens Bank & Trust checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All Citizens Bank & Trust checking accounts come with these features.
- eStatements: Get peace of mind knowing your statements will be delivered safely and securely
- Online Banking: The easiest way to make and track payments, and manage your finances all in one place
What to Open at Citizens Bank & Trust
Keep your eye out on these great Citizens Bank & Trust products:
- Checking: You can earn a $100 bonus when you open a new qualifying checking account and complete the requirements. You must sign up and for membership with Citizens Bank & Trust.
Citizens Bank & Trust Checking Alternatives
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
 With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
How to Avoid Citizens Bank & Trust Checking Account Fees
- Citizens Secure Checking: $5.95 or avoid the fee by maintaining a $2,500 Average Daily Balance
- Senior Secure Checking: $5.95 or avoid the fee by maintaining a $2,500 Average Daily Balance
- Premium Plan Checking: $12.00 or avoid the fee by maintaining one of the following:
- $5,000 Combined Daily Average Balance in CB&T deposit accounts; or
- An active Trust Account with CB&T’s Trust Department; or
- An open CB&T Line of Credit; or
- A CB&T Loan with a $15,000 minimum outstanding balance
Savings Account Offers
- Certificate of Deposit: A certificate of deposit (CD) is a low-risk way to invest that’s commonly sold by banks and credit unions. While savings accounts have long been the traditional way to safely tuck away large sums of money, they offer some of the lowest returns on your money.
- Money Market: A money market account is another way to save money that earns interest until you withdraw it. Sometimes considered a different type of savings account, money market accounts are popular because they usually offer a higher interest rate than a traditional savings account.
Citizens Bank & Trust Savings Alternatives
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.60% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.55% APY balances $100,000 and over • Earn 3.50% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
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Author’s Verdict
Citizens Bank & Trust is a great bank option for new sign-up promotions when become available. These bonuses is great because they have soft pull, so your credit score is not affected. They also offer a lot of online services to help you control your financial future. I would highly recommend you thoroughly read the requirements for each bonus in order to earn the full promotion.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Citizens Bank & Trust promotions here.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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