Citibank vs Wells Fargo: Which Is Better?

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. Citibank is a large national bank best for high balance customers, but how do they compare?

Read below and learn about which bank better suits your financial needs!

	Wells Fargo	Citibank
Locations	Almost 5,300 branches (Locator)	700 Citibank branches across 13 states (Mostly in California and New York)
ATMs	Over 13,000+ ATMs	2400 ATMs across the country. Also works at all MoneyPass ATMs
Savings		3/5
CD		3/5
Checking		3/5
Money Market		N/A
Customer Service		4/5
Mobile App		4.5/5
Pros		-Perks for high balance customers -Many fee-free ATMs -Global presence
Cons		-No free checking option -Higher balance requirements -Low savings APY
Bottom Line	Wells Fargo offers nationwide access with thousands of ATMs and branch locations. They offer several different products ranging from CDs to checking/savings accounts.	Citibank is offers credit cards and banking services, but it’s more geared towards people who have high balances in their deposit account.

Citibank Promotions

Author’s Verdict

Wells Fargo and Citibank are some of the top banking institutions within the U.S. They offer several account options and features for your banking needs.

Hopefully the above information helps you understand which bank is better for you.

Also be sure to check out our own lists of bank promotions and CD tables!

Huntington Bank Bonuses & Promotions: $100, $400, $1,000 Checking Offers 2025

Chase Coupon Codes 2025 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

Discover Bank Promotions: $150/$200 Savings Bonus, $360 Cashback Debit Bonus, Up to 4.10% APY for 2025

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