Find the latest Cinfed Credit Union promotions, bonuses, and offers here.
Update 3/20/25: The former $150 checking bonus offer has been increased to $200 through 12/31/25 with new offer code FRIENDS2025 or FULL200.
Cinfed Credit Union Promotions Review
Cinfed Federal Credit Union is headquartered in Cincinnati and is the 10th largest credit union in the state of Ohio. It is also the 579th largest credit union in the nation. It was established in 1975 and as of March of 2023, it had grown to 124 employees and 38,533 members at 9 locations. Cinfed Federal Credit Union’s money market rates are 8X the national average, and it has an A health rating.
Eligibility: Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over Cinfed Credit Union offers below.
Cinfed Credit Union $150 Checking Bonus
- What you’ll get: $150 bonus
- Availability: OH, KY (Locator)
- Direct deposit requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly fees: None
- How to earn it:
- Open a new checking account using promo code FRIENDS2025
- For new Kasasa Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit and minimum opening balance of $100 or more.
- Bonus will be deposited in member share account 60 days upon account qualification or loan funding, pending account status.
(Expires 12/31/2025)
Editor’s Note: Here’s an alternative link to the offer. To redeem your reward, use promo code FULL200 on your application. Offer ends 12/31/2025.
KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) |
How to Avoid Monthly Fee
- Kasasa Cash Checking: No monthly maintenance fees
- Kasasa Cash Back Checking: No monthly maintenance fees
- Zoom Rewards Checking: No monthly maintenance fees
- Basic Checking: No monthly maintenance fees
- Basic Business Checking: Not listed
- Advantage Business Checking: This dividend-bearing account waives the $7 monthly fee with an average daily balance (ADB) of $2,500 or a total relationship of at least $10,000
- Premium Business Checking: This dividend-bearing account waives the $15 monthly fee with an average daily balance (ADB) of $15,000 or more or a total relationship of at least $25,000.
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Author’s Verdict
For more current offers, check out our bank bonuses page. Compare Cinfed Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
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