Cincinnati Federal $300 Checking Bonus [OH]

Find the latest listing of Cincinnati Federal promotions, bonuses, and offers here.

They currently are  offering a $300 personal checking promotion. Read below to find out  how to earn it!

Cincinnati Federal Promotions Review

• Bonus Link:
  • $300 Checking Bonus
• Account Type: Checking Account
• Availability: OH
• Branches: 4 Branches (Bank Locator)
• Credit Inquiry: Unknown
• Direct Deposit Requirement: Yes
• Credit Card Funding: Unknown
• Early Termination Fee: Unknown

For more current offers, check out our bank bonuses page. Compare Cincinnati Federal rates with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over Cincinnati Federal offers below.

Cincinnati Federal $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: OH
• How to earn it:
  • Open a Simply Plus Checking, Direct Plus Checking, or 50 Plus Checking account from Cincinnati Federal with a $50 minimum opening deposit.
  • Enroll and sign up for eStatements
  • Complete the following every month
    1. Maintain an average balance of $200
    2. Post 10 debit card transactions to the account
  • You’ll receive $50 every month for up to 6 months, for the combined $300 bonus
• When it expires: None

(No Expiration Date Listed)

Checking Account Bonuses

The Cincinnati Federal offers cash bonuses for new checking customers from time to time. We will continue to post each time a new bonus becomes available.

Special Checking Account Features

As an added perk, All Cincinnati Federal checking accounts offer these account features:

• Free Online Banking & Bill Pay
• Free Mobile Banking & Mobile Deposit
• Free Debit Card with access to over 10,000 ATMs

What to Open at Cincinnati Federal 

Keep your eye out on these great Cincinnati Federal products:

• Simply  Plus: A basic checking package with money and time-saving benefits. Go green with eStatements to avoid paper statement fee and monthly fee can be avoided for completing qualifying activities.
• Direct Plus: An interest-earning account with no minimum balance or monthly service fees.
• 50 Plus: This account is for ages 50+. Earn interest with tiered rates. There are no monthly fees with this account.

Atlantic Union Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingChase Premier Plus Checking^SM

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

How to Avoid Atlantic Union Bank Checking Account Fees

• Simply Plus Checking: There are no monthly fees with this account.
• Direct Plus Checking: There are no monthly fees with this account.
• eSavings: $3 fee waived with a balance  greater than $200.
• Statement Savings: $5 fee waived with a balance  greater than $200.

Savings Account Offers

• eSavings: This is a great basic savings account. Earn interest and avoid $3 monthly service fee by keeping a minimum balance of $200. Enjoy convenience of online and mobile banking, direct deposit and an ATM card.
• DirectPlus Savings: Save more. Earn more. Tiered interest based on your balance and enjoy the same features of convenient online and mobile banking, direct deposit and an ATM Card. Avoid $5 monthly service fee by keeping a minimum balance of $200.
• 36-Month Certificate of Deposit: Earn a 2.52% APY rate when you sign up for a 36 month certificate of deposit.

Cincinnati Federal Savings Alternatives

Discover Online SavingsChase Savings^SMDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

If you are looking to switch to Cincinnati Federal, this $300 checking bonus could be the offer for you. Additionally they are also offering may saving account products.  Be sure to take advantage of these promotions today!

Additionally, you can find a full list of the best bank promotions here. If you like this bank, bookmark this page because you will always find an updated list of Cincinnati Federal promotions here.

Huntington Bank Bonuses & Promotions: $100, $400, $1,000 Checking Offers 2025

Chase Coupon Codes 2025 ($100, $200, $300, $400, $500, $700, $2000 Checking Bonuses)

Discover Bank Promotions: $150/$200 Savings Bonus, $360 Cashback Debit Bonus, Up to 4.10% APY for 2025

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