If you are in a position with low credit looking for a credit card, one option that you can do to get approved is considering a cosigner to cosign your card with you. A co-signer is someone else who will take full responsibility to pay back the loan or debt that you owe. Having a… Read More →
As interest rates on new credit cards have risen in the past few years, be weary of carrying a balance on a credit card. With the addition of penalty interest, these fees can continue to add up and be hefty. However, carrying credit card balance is not always a bad thing. In this guide we… Read More →
The cash vs. credit card debate has been going on for quite some time. There is no clear answer on which is better though both sides have several compelling arguments. Below, you can find out whether cash or credit card is the better option. Why Cash is Better Many people would rather pay with cash… Read More →
Using a credit card for a down payment is a fairly typical expense for someone buying a house or car. Below, you can find out how to use a credit card for a down payment. Credit Card On Auto Loan Auto loans rose over $1 trillion dollars since 2016. These loans come with a lot… Read More →
Credit card companies offer credit card balance transfers in order to get business by offering a way to transfer the balance on your credit card to their brand of credit card. Additionally, they entice customers by offering a lower annual percentage rate. Keep reading to learn more about what credit card transfer balances are and… Read More →
Corporate and Business cards have a variety of differences. Before you open either card be sure to go over all the all the details and fine print to make sure you open the correct card for you. Below, you can find out whether you should open a Corporate or Business Credit Card. What Is a… Read More →
High-yield savings accounts are generally offered by online banks and credit unions. The nationwide average is 0.09% APY and high-yield savings pay more than that. Below, you can find out whether or not chasing the highest savings rate is worth it. Know How to Compare Rates If the rate on your current account is close… Read More →
Your kids may have some money that you put away in a savings account, but it is good to teach them about investing and saving. One thing that is important to learn how to manage a checking account. In this guide we will breakdown tips for choosing a teen bank account and everything you need… Read More →
Mobile Banking is the new best way to bank by allowing you to access your bank through your mobile phone or tablet. Although some features are limited, mobile banking provides you with lots of versatility at the touch of your fingertips. In this guide we will break down the Pros and Cons of switching to… Read More →
When you borrow money, you will be required to pay interest on what your borrow. Secured credit cards are a type of card that is used to help build or rebuild someone’s cred history. For this reason, secured card rates tend to be a bit higher than a traditional credit card. In this guide, we… Read More →
If you pay your credit card statement late, there could be major consequences and it could be damaging to your credit One of the most serious problems that could happen due to a late payment is a penalty APR. A penalty APR is a very high annual percentage rate that your credit card company will… Read More →
If your rent is due soon but you don’t have enough money to pay for it yet, you may consider paying with a credit card. If you’re wondering whether or not you can pay rent with a credit card, the answer is yes, however this might not be something you should do. There are some… Read More →
Around the world there is an estimated 3 million ATMs in operation, according to the ATM Industry Association. Read below to find out how to navigate ATMs and make deposits to your bank account! How to Deposit Cash in an ATM In order to deposit cash you insert the money directly into the designated slot… Read More →
If you shop at Target a lot, you probably already have the Target REDcard. If you don’t, I recommend checking it out because you can earn 5% off purchases, an extended return period, and free two-day shipping when you purchase on Target’s website. Additionally, you can also access special events early, get promotions, and receive… Read More →
Digital wallet are cashless payment systems that stores the user’s payment information and allows that them to make transactions through their mobile devices, without having to us a debit or credit card. Read below to find out what are digital wallets. How Does a Digital Wallet Work? Digital wallets are designed to work in one… Read More →
