How To Wire Money: One convenient way to send money to companies or to individuals is via a wire transfer. When making a wire transfer, the process should take up to two days for the money to be sent (even if it’s sent internationally). There are many methods you could use to transfer money, but… Read More →
With all the options out there, choosing the right credit card can seem intimidating. You definitely want the best choice for your needs. Plus, if you choose your card right, not only will you get a trusty card that helps you make transactions, but you’ll also be able to have a card that earns you… Read More →
10 Rules When Earning Money via Bank Account Bonuses: By now, you know that banks offers consumers like us cash bonuses to open an account typically after meeting certain requirements like direct deposit, meeting spend requirements, enrolling in certain services, and/or a combination of various qualifications. But why do banks offer bonuses? Banking is a… Read More →
Money Order Sensitivity: To start of this post, I will explain what a money order is. A money order is a certificate that is usually issued by banking institutions or the government, in which allows the payee (a person to whom money is paid or is to be paid, especially the person to whom a check… Read More →
In this post, we’ll provide you with a list of estimated Bank Account Bonus Posting Times & Data Points that our readers and various sources have provided to get an idea of when your bonus(es) should be posted. Why is this post important? The list we have provided below are time frames that you can… Read More →
Cashier’s Check vs Money Order Difference 101: A battle conducted by depositors is protecting their checking accounts from fraud & financial loss. With the risk of credit skimmers, check cashing scams, and many other forms of dangers threatening one’s checking account security, many people are turning to cashier’s checks and money orders to seek a… Read More →
How To Avoid Bank Fees 101: Did you know that last year in 2016, banks made $33.3 billion in overdraft fees alone according to WSJ – imagine what figure we would be looking at if we accounted all of the other various fees. That’s a lot of wasted money. In this post, we’ll inform you… Read More →
In this guide, we will provide a list of banks and credit unions with what triggers direct deposit. This information is useful as many bank bonuses that you sign up for may require you to make direct deposit(s) in order to receive the bonus. Of course if you have your paychecks deposited automatically in another account, switching… Read More →
So What Is A Credit Union? Currently serving over 100 million people in the U.S., credit unions are member-owned lending institutions. Credit unions are primarily focused on providing services and goods affordably to anyone who joins and becomes a member. Members in each credit union support each other in achieving their financial goals – as money… Read More →
Why Banks Have Minimum Balance Requirements: Many financial institutions require a minimum balance to open an account, earn a higher interest rate and avoid fees — or any combination of these things. Financial institutions impose minimum balances because, simply put — customer acquisition costs money. Your bank or credit union has to pay overhead to… Read More →
Tips On How Save Money with These Four Bank Accounts: Deciding to start saving is the first step toward creating a solid financial future. The next step is deciding where to put your savings. Check out these four savings options for your hard-earned money. Once you’ve decided which type of account to open, arrange for direct… Read More →
Does Your Credit Score Determine Your Auto Loan APR?: You can’t negate the importance of a good credit score when applying for any type of loan, but the particulars of loans vary depending on whether you’re buying a house or — in this case — a car. To get the best car loan rates, many… Read More →
How To Save More Money By Paying Yourself First: From analyzing data from a Gallup poll, nearly two thirds of Americans prefer to save money over spending it. With that being said, that does not mean Americans are always successful at saving. Most people spend their whole month’s income on their monthly income on fixed expenses — rent… Read More →
20 Reasons Why Direct Deposit Helps You Become Rich: Money can affect your life in many ways than you would expect and some in surprising ways. According to a 2016 survey on Love and Money by TD Bank, studies revealed that respondents who talk about money more often have a higher level of happiness with their significant… Read More →
Interest Rate vs. APR: Learning the difference between APR and interest rates can save you money on your loans. When applying for a loan, it’s a good idea to sit down and know the difference between the interest rate and APR. But aren’t they the same? You see, although you might not be able to pick… Read More →
