Wondering if your bank is open on a certain holiday? Here’s a schedule of holidays observed by the U.S. Federal Reserve System (FRS). Though not all banks must close on all federal holidays, many do. Therefore, check the federal reserve bank holidays calendar to see if your local bank branch is likely to be closed… Read More →
A common misconception is that the only place you can put your money is a bank. Most of the time, credit unions are not even considered. However, credit unions are widespread and may even be better for you than a bank. Although they do have some similarities, credit unions and banks differ dramatically in the… Read More →
Amex Offers is a unique program of American Express that rewards you with cash back bonuses and statement credits for shopping at certain retailers. This guide is meant to serve as a way for our readers to see a full list of current promotions that Amex offers has. Additionally, be sure to check out our… Read More →
If you want to find convenient ways to transfer money, HSBC will allow you to find ways to move them. Money are being transferred electronically now so it’s quick and easy. You’ll learn about bank to bank transfers, pay for bills, international payments, and global transfers. Read more below to learn more about the HSBC Move… Read More →
Do you know your credit score? Do you even know what a credit score is? If you don’t, you’ve stumbled across a useful and brief guide on what ChexSystems and your credit score are. It is essential to know your credit standing for your financial wellness! Editor’s Note: Already know how to find your free… Read More →
CD’s come in all sorts of forms. There are Callable CDs, Regular CDs, and now Brokered CDs. They all fundamentally work the same, however each of them entails their own risks and rewards that may help you diversify your investment portfolio. A Certificate of Deposit (CD) is a deposit of money to a financial institution… Read More →
There are many ways to invest money into your future. There are savings, rewards checking, and CD accounts to name a few. Savings and reward checking accounts are simple, but CD accounts have a completely new dimension to them that can possibly create higher investment yields, Callable CD’s. Some banks offer a specific type of… Read More →
Do you know where you can find your routing number? Every single bank has a different routing number for every state and it is important to know it, so that money can be properly moved around. If you don’t know it, don’t worry! Your BBVA Routing Number is super easy to find! Edtior’s Note: If you’re… Read More →
Did you own a piggy bank as a kid? Piggy banks are a great way to save money for kids. Kids know how to save money, but sometimes we don’t even save money ourselves! We can learn a great lesson from kids that learn how to save through using piggy banks. We need to learn… Read More →
There are so many different ways we can purchase things with from credit to debit cards. They help ease our transactions and possibly even have benefits to them. One essential to getting secure finances is a Rewards Checking Account. These accounts come with rewards like cash back, bonuses, and other benefits that may be useful… Read More →
If you’ve applied for a credit card, you know that you have to wait to be approved. It can be a real pain to sit around wondering the status of your application. It could take hours, days, or even weeks to hear back. However, there are ways to ease your suffering. You can go online… Read More →
Oftentimes, people defer to banks as the default for managing their funds. However, there is a whole other option available for those who are looking to keep their finances secure. If you’re looking for an alternative to opening a bank account, try joining a credit union! Credit unions are not-for-profit organizations that serve its members… Read More →
A great handful of banks and credit unions offer sign up bonuses (whether it be cash, gift cards, etc) when you open a new account. These banks and credit unions offer bonuses in hopes that you’ll use the account as your primary, so for that, we can use that in our advantage for easy profit…. Read More →
Considering the rising use of tech in modern daily life, why have a paper paycheck? Update your payments to be electronic just like the rest of your life. Consider switching direct deposits to make your life even easier. Direct deposits, if you don’t know what they are, are the electronic transfer of a payment directly from… Read More →
If you’ve ever wondered the difference between a credit union and a federal credit union, this is the article for you. First off, credit unions are financial institutions, similar to a bank, but with its own unique characteristics. Some defining features of a credit union are that they are a non-profit organization owned by all of… Read More →
