Checking vs Savings Account: Having a savings account is a nice, but an unnecessary, banking option. Both accounts are used to hold your money, but they have different purposes. Understanding how both of them work can help you maximize your savings to best fit your personal needs. Find out why the difference between a checking… Read More →
CIT Bank Routing Number: Where and How To Find It?
If you are trying to transfer money in or out of CIT Bank account, simply follow this guide to find out your CIT Bank routing number. Routing numbers are 9-digit numbers assigned to financial institutions so they can identify themselves. Think of it as an address that lets other banks know where to send your… Read More →
Money Market vs. Savings Account: Differences, Pros & Cons
If you have a good amount of cash saved up to set aside, you might be wondering where the best place to put it is. To figure out which option is the best for you, money market vs. savings account, keep reading to learn more about these two accounts. Although a money market and a… Read More →
Bank of America Routing Number
If you have a checking account with Bank of America then at some point you will need to know what your routing number is. This number is also sometimes referred to as the ABA number. To transfer money in or out of your Bank of America checking or savings account, you’ll need the right routing… Read More →
Ways To Deposit Cash Into An Online Bank Account
Online-only banks are becoming increasingly popular these days due to their convenience and flexibility. They essentially have everything a traditional bank does, except a physical location. However, sometimes it can be a hassle to deposit cash into your online bank account. If you are thinking about making a switch to an online bank, make sure… Read More →
Huntington Bank Guide – How To Write A Check
Although they are less popular than they were before, checks are still commonly used even in today’s digital world, so it’s important to know how to write one. You might have some questions about how to fill out a check and what information to put where, so keep reading to learn about checks from Huntington… Read More →
What Are Online Banks? Learn The Pros and Cons
Traditionally, financial institutions in this day and age have been brick-and-mortar buildings with staff inside to help you manage your money. However with the evolution and development of technology, clients are able to access their funds digitally through the internet by using online banks. Where you manage your money is an important part of financial… Read More →
What is a Joint Bank Account? What are the Pros and Cons?
Discussing money and finances can be a difficult topic for any relationship. Whether you are considering opening a joint bank account with your significant other, family member, or even just a friend, it can get complicated. There are a number of reasons to open one, so be sure to keep reading to find out if… Read More →
Requirements to Open a Business Checking Account
If you own a business and you don’t have a specific checking account for it, you’ve probably run into many problems with your finances including disorganization and confusing your tax returns and deductions. If you are not convinced that you need a Business Checking Account, maybe this guide on our list of Reasons to Open… Read More →
ACH vs Wire Transfer: What is the difference?
Time-in, Time-Out, you may stumble upon a feature in your online banking account that comes across as a “Wire Transfer” or a “ACH Deposit.” Both these methods have their own purpose in designating money to the right place but there’s a significant difference in terms of the time it takes for a transfer to occur;… Read More →
What Is a 1099-INT Tax Form? How It Works and What to Do
Like most people, if you have a savings account, you’re earning interest on that account. Similar to other sources of income, you’ll need to document the income you’ve earned. Generally around February, banks will send you a copy of a 1099-INT tax form, so you may be asking “What is a 1099-INT Tax Form?”. A… Read More →
How To Avoid Chase ATM Fees
Chase Bank is one of the largest commercial banks in the nation. It has 16,000 ATMs in 28 states and D.C. — one of the largest ATM networks among other banks in the U.S. With such a presence, customers can access a huge network of ATMs and branches almost anywhere. Chase Bank offers a variety of… Read More →
Ultimate Guide To Chase Business Checking Accounts – Opening Requirements + Benefits + Many More
Do you or plan to open a business? To do so, it’s important to open a business bank account. It will allow you to separate your personal and company’s transactions. Here is the Ultimate Guide Chase Business Checking Accounts. They have three different checking accounts for businesses, ranging from ones that are great for smaller… Read More →
How To Set Up Chase Direct Deposit
If you’ve recently opened a Chase bank account, you may be wondering how you’re going to deposit your paycheck. Simply follow this guide to Set-Up Direct Deposit to your Chase account. Direct deposits are great because they’re convenient, fast, and secure. Your check will automatically go into your account as compared to a traditional check…. Read More →
How to Stop Payment for a Chase Check
If you ever need to cancel a Chase check, don’t worry. Simply follow our guide on How to Stop Payment for a Chase Check. By following our guide, you will be able to request a stop payment for any check or range of checks that you do not wish Chase to pay. Alternatively, if you… Read More →
