When opening a checking or savings account, making sure that your money is and will continue to be safe. While it is rare bank failure is still a potential threat. The Federal Deposit Insurance Corporation (FDIC) offers insurance to protect consumers against bank failures. Since 1934, the FDIC has never failed to cover an insured… Read More →
A retail bank is a bank that works with consumers, offering basic banking services like checking accounts, savings accounts, loans, and more. Retail customers are members of the general public taking care of personal needs (as opposed to organizations such as governments and businesses that might need more complex services). The main focus is on… Read More →
If you check your bank account and the transactions frequently, there’s a chance that you could see an unauthorized transaction. Chances are, this means your debit card has been stolen or someone has access to your account. When you see this, it is important to act quickly before any other transactions occur. Continue reading to… Read More →
Banks are financial institutions that are made to ensure the safety of your money. In the case of your bank closing, or any other event, they are insured by another organization, which is the FDIC and NCUA. Be sure to keep reading to learn more about the similarities and differences between the FDIC v NCUA…. Read More →
Banks offer overdraft services to prevent your checking account from over-drafting and triggering an overdraft fee. An overdraft happens when you write a check or swipe your debit card without having enough money in your account to cover the transaction. When you sign up for overdraft protection, your bank will use a linked backup source that… Read More →
Overdraft protection is a service provided by financial institutions that allows checking account holders to make debit card purchases or pay a check even if they do not have enough money in their account. Keep reading below if you want to learn about Overdraft Protection! What is an Overdraft? An overdraft occurs when you attempt… Read More →
Almost anything can impact the average person’s account balance. The factors can range from age, to the type of family, to your job, so the key to having the best account balance possible is to know what category you fit under. While comparisons sometimes promote unhealthy behavior, knowing what other people do with their money… Read More →
Charles Schwab is bank that focuses on putting their customer first. If you wish to bank with Charles Schwab, continue reading our post below to find out how to find your Charles Schwab routing number and learn more about money transfers. Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it… Read More →
When you need to deposit cash or checks, your best option might actually be an ATM. Keep reading to find out How to Deposit Cash Into An ATM? People often think of ATM’s as just a way to withdraw money. However, ATM’s also allow you to check your account balance, pay bills, and deposit checks… Read More →
If you’ve never opened a bank account before, you might be wondering how it works and what you need. It is important that you are prepared with the right information to make the process simpler and easier. Whether you’re applying in person or online, there are certain things that you need to bring and do… Read More →
If you’re looking to open a new bank account, there will most likely be a bank bonus that you can earn along with it. All you have to do is meet the requirements and you can essentially earn free money! Additionally, you might be wanting to know more about bank bonuses and which ones are… Read More →
Savings and Investing is as different as night and day. If you are looking for a chance to earn extra cash you should know the difference. Keep reading to find out the difference between Saving and Investing, which is the better option for you, and when you should save or invest. There are many companies,… Read More →
At first glance, each part of a check can seem pretty confusing. Keep reading our Guide To Checks and find what each part of a check means. In this post, we will explore what each part of a check is. With a better understanding of checks, you can be a more secure consumer. What Does… Read More →
One of the ways online banking has been proven to be more efficient is through the advent of automatic bill pay. You can set up automatic payment plans for multiple uses such as utility, entertainment, household, and other bills. Nowadays, almost any vendor you purchase goods or services from now offers automatic payment plans. With… Read More →
Online banking has made it much easier to transfer money between bank accounts. There are several ways to move money from one bank to another electronically. Though it seems like a straightforward process, it can get a little confusing with the different methods. Although there are different timelines and fees you could incur moving money… Read More →
