Having a US Treasury Bond be given to you can be a common type of missing money. In today’s day and age giving US Treasury Savings bonds as gifts have become less common, however it’s still a great way to earn such extra money. Keep reading below if you want to learn about how to… Read More →
Notary public is a turn many people are unfamiliar with, but what are they really? A notary public is a public official that has been given the right to “administer oaths and affirmations” by the state. They are often required when someone needs sign a document and be able to provide proof of your signing,… Read More →
If you take a look at the back of your credit card you may see “Not Valid Unless Signed”, now signing the back of your credit card is an important security step for protecting your card’s information if it should fall into the wrong hands. Some think signing the back of their card potential thieves… Read More →
Are you planning to go abroad soon? You’ll need to have access to foreign currency. While you could make all your purchases with a credit or debit card, you run the risk of wasting too much money on foreign fees. One way to avoid that is to exchange currency and carry around cash. But sometimes… Read More →
If you have a checking account then at some point you will need to know what your routing number is. This number is also sometimes referred to as the ABA number. To transfer money in or out of your checking or savings account, you’ll need the correct routing number. Routing numbers are 9-digit numbers that… Read More →
With so many choices of banks, financial institutions and types of accounts, finding the best account can be a daunting task. You need to compare multiple bank accounts and look at fees and interest rates, among other factors, to choose the account that suits your lifestyle. There are thousands of banks and credit unions to… Read More →
If you are looking for a new checking account where you wont have to worry about overdraft fees each month, a checkless checking account might be a good option for you. Banks like Bank of America and Citibank offer check-free banking options that come with built-in overdraft protection along with the same features that you’d… Read More →
One of the most important life skills is knowing how to save money. Opening a teen checking account for your child when they’re young is a great way to teach them how to save and spend money. If you are a parent of a teen or are a teenager yourself, you may be wondering what… Read More →
When you make a payment, sometimes the easiest way is by check. This means that you will need to refill your bank account and your checkbook. It is important to know all the options for ordering checks so you can find out which one is best for you. You may be wondering, what is the… Read More →
Some banks succeed by providing their customers the best products and services. Keep reading to find all the Ways Bank Succeed by Serving Their Customers Well. If you ever felt like a bank relationship is just a one way street where they want to squeeze every penny out of you, find out 5 ways banks… Read More →
If you have ever overdrawn your account it is very important that you recover the account. Keep reading to find out How To Recover When Your Bank Account Has Been Overdrawn. If you do not resolve it immediately, you can find yourself in a pile of debt, outstanding balances, bounced checks, and damaged credit. Recover… Read More →
Preferred Stock ETFs are exchange-traded funds that allow investors to buy a portfolio of preferred stocks. Keep reading to find out the Pros and Cons of Preferred Stock ETFs. Preferred stocks combines the strengths of bonds with higher interest rates like common stock. However, they are subject to more risk, have less control than a… Read More →
If you move money around in your accounts frequently, you are at risk for suffering a transaction limit penalty at some point. Savings accounts are an easy place to stash your cash, but a federal rule called Regulation D puts limits on withdrawals. Generally you are limited to just six (6) transfers out of a… Read More →
Terms, such as Payee, are one of many confusing words in a vast word ocean of personal finance. Keep reading to find out what a Payee is. You may have seen this term on checks and money orders. By understanding the term you can be better equipped at writing checks and money orders. What Is A… Read More →
When you deposit money into your account you may ask yourself when will my money be available at your bank? When you make a deposit to your bank account, you may expect to be able to access the money as soon as you deposit it. However, this may not always be the case. In fact,… Read More →
