Everybody says they want to save, but often don’t because they don’t really know where to start! Saving money is a slow and gradual process. It can be done! One of the best ways to start saving is to open up an account called a Certificate of Deposit or CD! CD Accounts are extremely easy… Read More →
If you don’t have a savings account and you have somehow stumbled onto this article, you may want to stay and read about Money Markets and how they can help you save for the future or even create an emergency fund for any possible future accidents. Money markets are a great way to save for… Read More →
Bank of America offers a nationwide network, many account options, and user-friendly online banking. BMO Harris Bank is a midwest bank with options for low and high-balance customers. Below, you can read about Bank of America vs BMO Harris Bank and which is better for you! Bank of America vs. BMO Harris Bank While Bank… Read More →
Associated Bank is a regional bank, but it’s on the larger end of regional banks throughout the country. How does it compare to BMO Harris Bank? Below, you can read about Associated Bank vs BMO Harris Bank and which is better for you! Associated Bank vs. BMO Harris Bank Associated Bank is a fantastic bank… Read More →
Finding yourself short on cash while travelling is a fairly common occurrence. Using ATM’s not within your network means you will most likely be charged a fee. Below, you can find out how you can avoid paying ATM surcharges. Avoiding ATM Fees There are several ways to avoid paying these fees when you were on… Read More →
Online banks are treated the same as traditional banks by the U.S. government. Online savings accounts are FDIC insured. If the bank were to fail, your money (up to $250,000) would be protected. In this guide we will break down how Online Banks are FDIC Insure and more. Are Online Banks a Good Idea? Many… Read More →
A cashier’s check is signed by a teller or cashier and uses the bank’s own funds. With a regular check, the check writer guarantees payment. However, with a cashier’s check, the bank guarantees payment. Cashier’s checks are safer compared to regular checks because they shouldn’t bounce. If you want to learn more about what a cashier’s… Read More →
As an alternative to cash or card, money orders are one of the safest form of payment! So you may be asking, what is a money order? Money orders are similar to a check in that they are both printed forms for payments of a specific amount from your financial institution. Money orders are more… Read More →
What does it mean to invest in stocks? Stocks are an equity investment that represents part ownership and allows you to be part of the corporation’s earnings. The size of the ownership stake depends on the number of shares you own to the total number available. The main reason people invest in stocks is because… Read More →
What Is A Certificate of Deposit (CD)?: Here’s what a certificate of deposit is — and everything you need to know about how to use CDs for saving and investing. Think of certificates of deposit as interest-bearing savings accounts — with a few key differences. A certificate of deposit, or CD, is sold by financial… Read More →
Types of Savings Accounts: Savings accounts and money market accounts are two basic ways to stash some cash while keeping it accessible — just in case you need it. They’re considered “liquid” accounts, meaning you can take your money out at any time. Both types of accounts are insured up to $250,000 by the Federal Deposit… Read More →
You probably have an FSA card if you have a flexible spending account, an employee benefit that lets you deduct money from your paychecks tax-free for out-of-pocket health care costs. The FSA debit card may look like a regular bank card, but it can be used for health expenses only. Below, you can learn about… Read More →
Fidelity’s certificates of deposit differ from traditional bank CDs in that they’re brokered CDs, which are CDs issued by banks but available only to brokerage customers. Fidelity offers new-issue CDs from various banks as well as CDs sold by other investors on a secondary market. Unlike bank CDs, brokered CD rates fluctuate daily and can… Read More →
TD Bank is one of the largest banks in the U.S. They are known for offering extended hours and superior customer service, they offer multiple types of personal bank accounts, loans, and other financing. Below, you can find out how to open a TD Bank account. How To Open a TD Bank Account Opening a… Read More →
Do you have a business checking account? This account helps business owners manage taxes, as well as legal and practical money issues. Putting this barrier will allow you to follow and document your day-to-day transactions. To open an account, you must determine what accounts you need, choose your bank, get your paperwork, and accept payments…. Read More →
