To understand how much you’re going to pay in interest, you will need to understand how your card’s annual percentage rate (APR) works. Below, you can find out how to calculate APR on a Credit Card. What is APR? APR is defined as the yearly interest rate charged on a credit card. The APR on… Read More →
HSBC ATM’s can take care of your routine 24/7. It will allow you to withdraw cash, make deposits, transfer funds, and more! They have a card read feature where it will have security and fraud protection so you don’t have to worry about anything bad happening to your account. Additionally, you’re able to withdraw cash… Read More →
Learning how to properly manage a bank account requires some trial and error and just about everyone makes a mistake at some point. If you’ve run into trouble in the past with overdrafts or bounced checks or have bad credit, opening a new bank account can be difficult. Second chance checking accounts are designed for… Read More →
If you have an account with HSBC, definitely take advantage of their fraud protection. Through this feature, you’ll be protected and notified about any suspicious activity that goes on with your account. You’ll be notified on your credit or debit card if your number is on file. You would also be notified via text message…. Read More →
If you bank with HSBC, you can have the opportunity to go paperless for your statements and receive electronic statements. Through HSBC eStatements for your eligible checking, savings, and select credit cards accounts, you will better your banking experience! With eStatements you can view, download, or print an electronic version of your statement that looks… Read More →
Alternative funds are mutual funds, or exchange-traded funds (ETFs), that invest in non-traditional securities, such as real estate, commodities, and leveraged loans. These funds are not generally appropriate for most investors but they may be used as diversification tools if used properly. Alternative mutual funds can be a smart way to gain access to non-traditional… Read More →
Wells Fargo is one of the largest banks in America and has over 5,400 locations. Furthermore, they offer many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. On the other hand, SunTrust Bank has many less locations, with 1,400 in the southeast region. If you are wondering if you… Read More →
SunTrust Bank has 1,400 branches spread out in the Southeast region as well as Washington DC. They offer checking accounts that require $100 to open and they offer different ways to waive fees. On the other hand, Bank of America has over 5,000 locations across the nation, and is one of the largest banks in… Read More →
SunTrust Bank has 1,400 branches spread out in the Southeast region as well as Washington DC. They offer checking accounts that require $100 to open and they offer different ways to waive fees. While Regions Bank, as the name suggests, is a regional bank. If you live in one of the states it’s located in,… Read More →
US Bank offers a wide variety of account options and features catered to your every banking needs. With over 3,000 branches across 26 states, you are able to take advantage of both a personal and business checking account. Comparatively, PNC Bank has over 2,600 PNC branches across 19 states. There is of a variety of checking and savings… Read More →
PNC Bank has over 2,600 PNC branches across 19 states. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet! While Regions Bank, as the name suggests, is a regional bank. If you live in one of the… Read More →
PNC Bank has over 2,600 PNC branches across 19 states. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet! While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking… Read More →
How do you calculate interest earned on a savings account? It’s actually pretty simple. Find out how much interest $1000 will earn in a year. If your savings account has an interest rate of 1%, you can earn $10 in interest for one year. Reduce that interest rate to the national average of 0.07% and… Read More →
Synchrony Bank offers high interest savings with an ATM card for easy withdrawals and there are no minimum deposits on their accounts. Their CDs however, require a $2,000 minimum deposit to open. There are no service fees for any products so be sure to take advantage of both a personal and business checking account. On the… Read More →
What Is Compounding Interest?: You might have heard people use the term compound interest, but if you can’t answer the question “What is compound interest?” then you’re missing out on how compound interest affects your finances. The simple definition of compound interest is that it is interest paid on both the principal and accrued interest. Check… Read More →
