Bank of America comes with competitive rates for their savings accounts. Plus, their checking accounts also bear-interest and overdraft choices. There aren’t any minimum deposits required or monthly service charges either. On the other hand, Ally Bank offers high interest on their Savings account. They also offers interest checking and multiple CD options, including No… Read More →
How To Balance a Checkbook
In today’s day age online banking has made it quite simple to keep track of your finances. However, keeping a record outside of the online data base is your best bet for maintaining true financial responsibility. Keep reading below to learn how to balance a checkbook. What Is a Checkbook Register A checkbook register is… Read More →
Are CDs Still Worth the Investment?
If you are looking to open a certificate of deposit (CD) anytime soon, you need to act fast. Your window of opportunity for getting a great rate may be closing. With the right systems, you can save and invest for your future. Doing so can help you develop a solid footing for your personal finances…. Read More →
Ally Bank vs Wealthfront: Which is Better?
Wealthfront offers advanced planning tools to help provide a complete picture of your financial health and track your goal. They are an online bank with no human advisors, but they offer great rates on saving accounts. Wealthfront simplifies long-term, low-cost investing with a diversified portfolio. On the other hand, Ally Bank offers high interest on… Read More →
Money Market vs. CD Account: Differences, Pros & Cons
Money market accounts and CDs are available at many banks and credit unions. Both savings options typically pay higher interest rates than traditional savings accounts and offer benefits like growth that’s lower risk than some other types of investments. But they have significant differences, and each has some drawbacks. In this guide, we will breakdown… Read More →
What Is an IRA CD?
If you’re saving for retirement, a 401(k) is usually the most popular option, however this account may not be enough. Because of this, you should look into an IRA, an individual retirement account, or more specifically, an IRA CD. With an IRA CD, you are able to lock in a CD-style interest rate in the… Read More →
Capital One vs Wells Fargo: Which is Better?
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. They also offer no minimum deposits or service fees. Comparatively, Wells Fargo Bank ranks as #1 in the country for availability. With over 6,000 branches available at your disposal, you can take advantage of… Read More →
How Long Does Direct Deposit Take?
When sending or receiving payments, you have several options. Among those options, you can use cash, checks, or electronic payments. Most organizations prefer that last choice—otherwise known as a direct deposit. In fact, you’re sometimes required to use direct deposit Using direct deposit is a safer and more efficient way to send and receive money… Read More →
How To Endorse a Check
When someone writes you a check, you must endorse it to access the money that’s written out to you. Signing the back of the check endorses it, which allows you to cash the check or deposit it into your bank account. Check endorsements allow people and banks to specify methods of deposit. Learn how to… Read More →
Ally Bank vs Capital One: Which is Better?
Capital One comes with competitive rates for their savings accounts. Plus, their checking accounts also bear-interest and overdraft choices. There aren’t any minimum deposits required or monthly service charges either. On the other hand, Ally Bank offers high interest on their Savings account. They also offers interest checking and multiple CD options, including No Penalty… Read More →
Ally Bank vs Marcus by Goldman Sachs: Which is Better?
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. Marcus (previously GS Bank) is the online bank offered by the investment giant, Goldman Sachs. It offers savings products with very competitive rates and no minimum deposit and no services fees. On the other hand, Ally Bank offers high interest on their… Read More →
Marcus by Goldman Sachs vs Synchrony Bank: Which is Better?
Synchrony Bank offers high interest savings with an ATM card for easy withdrawals and there are no minimum deposits on their accounts. Their CDs however, require a $2,000 minimum deposit to open. There are no service fees for any products so be sure to take advantage of both a personal and business checking account. Marcus by… Read More →
Radius Bank Review: What are the Pros and Cons?
Radius Bank is an online bank that offers high yield savings and checking accounts. Continue reading this guide to learn more about the Pros and Cons and what this bank has to offer. What is Radius Bank? Radius Bank is an online bank headquartered in Boston, MA. It offers checking accounts, savings accounts, trusts, CDs,… Read More →
Should You Get a Joint Credit Card?
If you are in a relationship, you might be considering getting a joint credit card. There are many things you should consider before opening one, so it is important that you are informed of all the pros and cons. As with all major financial decisions, opening a new credit card should be taken seriously, especially… Read More →
What Is A Good Credit Score?
You might know your credit score, but you might not know if it’s considered good. In this post, you’ll find out how to interpret your credit score and how good it is. When you’re looking for a loan, banks and loan companies more than likely won’t know you personally and have no way of knowing… Read More →
