Earn up to $60 bonus when you open a new savings builder account at BMO Harris Bank.
BMO Harris Bank Up to $60 Savings Bonus
- Availability: AZ, FL, IL, IN, KS, MI, MN, WI
- Expiration: None listed
- Credit Inquiry: Soft Pull
- Credit Funding: Not stated
- Direct Deposit Requirement: Yes
- Monthly Service Fee: See below to waive monthly fees
- Early Termination Fees: None listed, check with CSR for more information
(No expiration date listed)
KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) |
How to Earn Bonus
To qualify:
- For every month your Savings Builder account balance grows by at least $200, BMO Harris Bank will credit the account with a $5 savings reward within 5 calendar days after the end of the month.
- Your account is eligible for 12 savings rewards beginning with the month your account is opened.
- The first savings reward is based on your savings growth from the Business Day the account is opened through the last Business Day of that month.
- If your initial deposit is not received until the month after account opening, the account will only be eligible for 11 savings rewards.
Avoid Monthly Fees
- Smart Money Account: $5.00 monthly, can be waived when you are under the age of $25.
- Smart Advantage Account: By opting into E-Statements, you waive the monthly service fee.
- Premier Account: $25.00 monthly, waive the fee if you meet any of the following requirements:
- The minimum daily Ledger Balance in your account is $10,000 or more for the previous calendar month.
- You have a Monthly Combined Balance of $25,000 for the previous calendar month.
- You are the owner of a BMO Investment Services (BIS) account and have requested the waiver from your BMO Harris Banker.
- You’re a client of our employee benefits program, Best of BMO U.S., and have requested the waiver from your BMO Harris Banker.
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Author’s Verdict
The BMO Harris Bank Savings Bonus is easy and simple to earn if you can make the direct deposit requirement and waive the monthly fees. To find more bonuses, check out BMO Harris Bank Promotions. Our full list of banking bonuses can be found here.
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