Browsing the web for the best money market account you can find and somehow landed on this post? No need to look further because I will do the heavy lifting and list out the Best Money Market Account Rates, Deals, & Promotions for you!
It’s a smart financial decision to open some sort of savings or interest-bearing account for many reasons – reasons such as extra income, emergency funds, saving for a big purchase, and much more!
Below I’ll list out many of the top options that are available. For more details on the offers, we have our individual, in-depth reviews of those options that is accessible to you.
What is a Money Market Account?
A Money Market Account (MMA) is another form or type of savings account that usually earns a higher amount of interest than a basic savings account. This type of account is low-risk and offers a secure way to earn a return on your excess funds, so you can save up for something you want such as a new car, house, new video game, school, etc or to just build an emergency fund.
Do keep in mind that compared to a savings account, the minimum deposit balance for a Money Market Account is often higher (sometimes considerably higher) than the minimum balance of a basic savings account.
Despite the possible minimum balance requirements, you will earn better rates. Below you’ll find what we consider the best money market accounts rates known!
Recommended Money Market Accounts
CIT Bank Money Market Account
Discover Money Market Account
 • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
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Author's Verdict
This is just a brief list of what we consider as the Best Money Market Account Rates. There are many more, so you are not limited to only those listed here. It is important to learn about all important details when opening a bank account such as hard or soft pull, what counts as a direct deposit, or credit card funding.
At BankDealGuy, we strive to provide you the latest information on all bank deals and promotions. If you find another bank promotion that we don’t know about, feel free to let us know and we will make sure to have the latest updates! Check out our full list of Bank Promotions!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
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