Bank of Oklahoma Promotions: $200, $300 Checking Bonuses (OK)

Find the latest Bank of Oklahoma promotions, bonuses, and offers here.

Update 3/28/25: The $300 student checking bonus has been extended through 6/30/25 and a $200 personal checking bonus available for a limited time.

Bank of Oklahoma $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: OK (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • To receive the bonus:
    • 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “FinBen“; and
    • 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
  • Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.

(Limited time offer)

Bank of Oklahoma $300 Student Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: OK (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • For a limited time, there is a $300 bonus offer to college students that open a new Access checking account with direct deposit.
  • To receive the bonus with online account opening:
    • a) Open a new account online;
    • b) email a photo of current college ID and new account number to [email protected] within 60 days of account opening;
    • c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
    • d) 10 debit card transactions within the first 90 days of account opening.
  • To receive the bonus with a banking center or phone (ExpressBank) account opening:
    • a) Open a new account either by visiting a banking center or by calling ExpressBank;
    • b) show proof of current enrollment in a college, university or vocational school; and
    • c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
    • d) 10 debit card transactions within the first 90 days of account opening.

(Expires 06/30/2025)

How To Waive Monthly Fees

• Access Checking: No monthly service fee when you choose to receive online statements
• Select Checking: $15 monthly fee is waived when you maintain one of the following:
  • EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
  • OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
• Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
  • $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
  • We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
• Student Checking: No monthly service fee

Bottom Line

If you have any info regarding the ability to fund the account with a credit card or the credit inquiry, please let us know!

For more current offers, check out our bank bonuses page. Compare Bank of Oklahoma rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Bank of Oklahoma promotions here.