Find the latest listing of Bank Independent promotions, bonuses, and offers here.
Update 5/27/24: There is currently a $200 bonus available for personal and business checking accounts.
Bank Independent Promotions Review
Bank Independent’s roots run deep in the Northwest Alabama area, and like the eighteen communities they serve, their heritage is rich and steeped in tradition. Additionally, they offering a wide range of account features and services. Furthermore, you can take advantage of the best care the bank has to offer.
I’ll go over Bank Independent offers below.
Bank Independent $200 Checking Bonus
What you’ll get: $150 bonus- Where it’s available: AL (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open any personal or business checking account with Bank Independent
- Set up recurring direct deposit
- Maintain the account in good standing for 60 days from account opening
- After 60 days, we will evaluate if the bonus criteria is met
- Once approved, the $200 bonus will be deposited into your new account within 60 days of evaluation.
(Limited time offer)
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Bank Independent $50/$150 Referral Bonus
What you’ll get:
- Referrer earns $50 bonus
- Referee / Person being referred earns either $50 or $150 bonus
- Where it’s available: AL
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Complete the form in the given bonus link to refer a friend or family member
- Once your friend or family member opens one of the accounts and required activities listed below, you receive a $50 bonus
- Referee $50 bonus:
- Open a Personal Checking Account
- Complete 1 or more direct deposits of at least $500 OR
- Complete 15 or more debit card transavtions
- Referee $150 bonus:
- Open a business Checking Account
- Complete 5 or more business debit card transactions
- Enroll in online banking
- Referee $50 bonus:
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How To Avoid Monthly Fees
- Premier Checking: $12 monthly fee, waivable if you maintain a combined deposit/loan balance‡ of $25,000 or more.
- Essential Checking: $7 monthly fee, waivable with direct deposits totaling $500 or more per statement cycle OR A maintained minimum $1,500 account balance OR At least 15 non-ATM posted BI Debit Card transactions within a statement cycle.
- Basic Checking: None
- Savings: $6 per quarter, waivable if the minimum balance of $100 in a quarter is maintained.
- Premier Money Market: $14.95 monthly fee, waivable if the minimum balance of $10,000 in a month is maintained or the account is no longer enrolled to receive a monthly incoming transfer of at least $1 from another Bank Independent account
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Author’s Verdict
Lastly, Bank Independent has some of the best promotions, bonuses, and offers in Alabama. Additionally, with digital services like mobile and online banking, you’ll be able to access your money anywhere at anytime!
Furthermore, check out our bank bonuses page. Compare Bank Independent rates for CDs and Savings with our best rates for Savings and CD accounts.
Additionally, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Bank Independent promotions here.
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