ACNB Bank Promotions: $25, $2000 Checking, Business, Referral Bonuses (PA)

Find the latest listing of ACNB Bank promotions, bonuses, and offers here.

Update 9/28/26:

• There’s now an up to $600 checking bonus offer valid through 11/30/26.
• You can currently earn up to a $3,000 bonus when opening a business checking account as a limited time offer.
• You can currently earn up to a $2,000 bonus when opening a business checking account as a limited time offer.

ACNB Bank Promotions Review

I’ll go over ACNB Bank offers below.

ACNB Bank $600 Checking Bonus

• What you’ll get: Up to $600 bonus
• Where it’s available: PA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• How to earn it:
  • Open a new Advantage Rewards Plus, Advantage Rewards, or Basic Checking Account using promo code HARVEST26.
  • Set up direct deposit. Recurring monthly payroll, Social Security, or qualified retirement plan distributions. The monthly total correlates to the cash gift earned.
    • $2,000 a month earns $200 bonus
    • $4,000 a month earns $400 bonus
    • $6,000 a month earns $600 bonus
  • Set up online banking, log in, and enroll in eDocuments.
  • Establish a Mastercard® debit card and make 10 unique transactions valued at $20 or more, and made to a different payee per statement.
  • Maintain a minimum average monthly balance of $2,500 for three full consecutive statement cycles following account opening.
  • Cash gift will be deposited in the new account after requirements have been verified.

(Expires 11/30/2026)

ACNB Bank $3,000 Business Checking Bonus

• What you’ll get: $3,000 bonus
• Where it’s available: PA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: No
• How to earn it:
  • Open Your Account. Visit your local ACNB Bank office to open your Free Business Checking account using promo code Earn3000
  • Establish Services
    • Enroll in online banking with eDocuments within 60 days.
    • Establish a Mastercard® debit card and make 10 unique transactions within 60 days. Each transaction must be valued at $75 or more and made to a distinct payee.
  • Maintain Balance
    • Earn $3,000 when you maintain an average monthly balance of $50,000 or more for three consecutive months following the first statement cycle. or
    • Earn $2,000 when you maintain an average monthly balance of $25,000 for three consecutive months following the first statement cycle. or
    • Earn $1,000 when you maintain an average monthly balance of $10,000 for three consecutive months following the first statement cycle.
  • Cash gift will be deposited in the new account after all requirements have been met and verified.

(Limited time offer)

ACNB Bank $2,000 Business Checking Bonus

• What you’ll get: $2,000 bonus
• Where it’s available: PA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: No
• How to earn it:
  • Open a new Free Business Checking account using promo code Earn2000
  • Requirements: within 60 days of opening a new Free Business Checking Account
    • (1) Establish and log into Online Banking and enroll in eDocuments;
    • (2) Establish a Mastercard® debit card and conduct 10 unique transactions (it may take more than two days for a transaction to post and clear);
    • (3) maintain the minimum average monthly balance requirement for the 3 consecutive months following the first statement cycle.
  • Cash Gift: Accounts maintaining $25,000 or more qualify for a $2,000 cash gift; accounts maintaining between $10,000 and $24,999 qualify for a $1,000 cash gift.
  • Cash gift will be deposited in the new account after all requirements have been met and verified.

(Limited time offer)

ACNB Bank $25 Referral Bonus (Up to $100)

• What you’ll get: $25 bonus
• Where it’s available: PA
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• How to earn it:
  • Open a NEW checking account online, add the code ‘earn400’ in the special offer promo code box. Choose from:
    • Advantage Rewards Plus Checking,
    • Advantage Rewards Checking, or
    • Basic Checking account with $500 in total qualifying recurring direct deposits (pension, payroll, or social security) within the first 60 days.
  • Enroll in online banking with eDocuments.
  • Establish a Mastercard® debit card and make 10 unique transactions within the first 60 days.

(No expiration date listed)

How to Avoid ACNB Bank Monthly Fees

• Advantage Rewards Plus Checking: $7.95 monthly can be avoided when you maintain a $1,000 average daily balance
• Advantage Rewards Checking: $5.95 monthly
• Basic Checking: No monthly fees
• Free Business Checking: No monthly fees
• Business Advantage Checking: $20.00 monthly can be avoided when you maintain a $20,000 average daily balance in the account
• Business Checking+: $10.00 monthly can be avoided when you keep a $1,000 average daily balance in the account
• Business Manager Checking: No monthly fees stated
• Community Checking: No monthly fees

Author’s Verdict

To summarize, ACNB Bank has some of the best promotions, bonuses, and offers in Pennsylvania. However, keep in mind that you must keep these accounts open and in good-standing for a year.

For more current offers, check out our bank bonuses page. Compare ACNB Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of ACNB Bank promotions here