Available Nationwide, E*TRADE is offering you 4.00% APY + $250 bonus on your funds when you open a Premium Savings Account.
Update 5/7/26: You can currently earn a $250 bonus valid through 6/9/26. The rate has increased to 4.00% APY (for six months with a new Premium Savings Account) from 3.75%. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.
E*TRADE Premium Savings $250 Bonus
Earn a $250 a $250 cash bonus with a new Premium Savings Account using promo code SPRING26.
How to earn bonus:
- Open and fund a new Premium Savings Account with qualifying deposits by 6/9/2026 using promo code SPRING26.
- Make a deposit. Add funds to earn a boosted 4.00% APY for 6 months. Plus, you’ll earn a cash bonus when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening.
- Get rewarded! Maintain your balance for 45 additional days after the 30-day funding period ends to earn your cash bonus.
E*TRADE Premium Savings Account Summary
Here is your opportunity to earn a high interest rate on your funds. Open a new account and get started today!
- Bonus Offer: 4.00% APY Rate
- Availability: Nationwide, Online
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit Requirement: $100
- Monthly Service Fee: None
- Early Termination Fees: None listed
Account Rates
| Balance | %APY |
| $0.01+ | 4.00% APY |
Account Benefits
- Manage your money from anywhere with our best-in-class mobile app
- Earn over 15x the national average for a savings account
- FDIC insured- Your funds will be FDIC insured up to the maximum amount of $250,000.
Account Requirements
- Simply start opening a Premium Savings Account
- Have an opening deposit of $100
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Keep the account open and in good-standing to continue earning high rates
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Author’s Verdict
We’ve all heard of E*TRADE so you know this is a reputable bank.
In addition to the current rate from E*TRADE, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
